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Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007

Re: Just applied for and received Discover



laryn41 wrote:
Fretles-
  What happened when you called?





Back in February, I asked for a supervisor to review my application. I ended up with a hard on TU and another on EX and was still declined.

However, in June I was finally approved with a 688 TU.
Here we go again...
Frequent Contributor
laryn41
Posts: 482
Registered: ‎07-31-2007

Re: Just applied for and received Discover

Cool, I am living vicariously through you.
Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007

Re: Just applied for and received Discover



laryn41 wrote:
Cool, I am living vicariously through you.





Living vicarious through me through my apping? Haha, that's what I do with everyone else here!
Here we go again...
Frequent Contributor
USC08
Posts: 275
Registered: ‎06-27-2008

Re: Just applied for and received Discover

i got a TU: 673, think i might have a shot?
Regular Contributor
calichik555
Posts: 177
Registered: ‎04-28-2008

Re: Just applied for and received Discover

i just got my discover more card and my scores are below.  They pulled TU for me which is my lowest score.  i think the fact that i have no lates within the last 4 years, no collections in the last 3 years,  and 96% available credit at the time of application definitely helped getting the card.  i was approved for $4,000.
03/2009 - TU: 679 EQ: 670 EX: 670
7/2 - TU: 666 EX: 668 EQ: 673

"If at first you don't succeed...skydiving isn't for you."
Frequent Contributor
USC08
Posts: 275
Registered: ‎06-27-2008

Re: Just applied for and received Discover

i have no lates ever but 2 collections that are 1 & 2 years old...util is less than %10..maybe i should wait?
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Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007

Re: Just applied for and received Discover

I would definitely wait! Those are very new collections for Discover.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007

Re: Just applied for and received Discover



haulingthescoreup wrote:
I would definitely wait! Those are very new collections for Discover.




I agree. Discover is just about as finicky as Amex.

I got approved with a collection on my TU report from 2004 though.
Here we go again...
Frequent Contributor
Jubeyy
Posts: 258
Registered: ‎06-03-2008

Re: Just applied for and received Discover



FretlessMayhem wrote:


haulingthescoreup wrote:
I would definitely wait! Those are very new collections for Discover.




I agree. Discover is just about as finicky as Amex.

.




I think Discover is MORE finicky than Amex....I was able to get an Amex, but not a Discover.

I think Discover's main thing with me was utilization on other cards.

My EX was 698 when Amex pulled.

Don't know my other scores because I can't access Transunion or Equifax online anymore....they locked me out of their websites because I forgot my passwords and I no longer had the email address I signed up for with those two. Now both TU and EQ want me to fax a copy of my license and SS card...I say NO WAY. Who is at the fax machine. Am I being paranoid?

anyway, good job on the Discover card. they are the new Amex.

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