02-22-2008 01:28 PM
laila08 wrote:Congratz T2J !!! I had some luck back in december(got the open roads card) with not so hot fico scores too. I think high 600's. There is hope for us non 700 club members!!
02-22-2008 01:37 PM
02-22-2008 10:54 PM
02-24-2008 09:01 AM
Does Discover still do double cycle billing? If so, yuck :-P .... has kept me from apping to them in the past. It's a nasty practice if you keep a balance...Mostly, yes, they do. Some of their lower tier cards use average daily balance.
They don't do double-cycle billing on the Motiva, as it's set up specifically for those who want to carry balances. (That's what their entire rewards system is set up for. ) There's still double-cycle on the More, and I think on the others. Pretty clear indication to me that Discover encourages PIF'ing, or at least carrying comparatively low balances.
It's very useful to decide before app'ing if it will be a PIF card or a balance card.
07-01-2008 12:17 AM
07-01-2008 02:55 AM
07-01-2008 05:29 AM
USC08 wrote:i just got off the phone with a csr, they said they pull from all 3 CB's..any truth to this?
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.