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Just approved for Discover More (11.5k CL). What to do now?

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Anonymous
Not applicable

Just approved for Discover More (11.5k CL). What to do now?

Hey guys was just approved Discover More. After recieving three pre-approval letters within a month, and a lack of better judgement I decided to apply.

 

I started my credit card journey just three months ago. I was approved for a $500 card through local CU, and a Zync with $500 limit w/ autopay in May. My actual credit score is much lower than that now, but I haven't run a report since I was denied for a BCE in May at the same time I applied for Zync. The experian score I recieved was about 689 I think?

 

My question now is what do I do. Do I call up Discover now, and see what CL I was approved for, and try to get more? Or wait?

 

Should I try to apply for more cards? Or wait?

 

The card I really want is the Freedom, but didn't apply because I felt I had a better chance with Discover and I wanted to wait for $300 offer. You may consider my decision poor becuase I have a Chase Checking account... Maybe apply for Freedom as well? Can I finagle the $300 offer?

Message 1 of 26
25 REPLIES 25
trumpet-205
Valued Contributor

Re: Just approved for Discover More. What to do now?

Check your application status at Discover website. It will tell you CL.

Message 2 of 26
Anonymous
Not applicable

Re: Just approved for Discover More. What to do now?


@trumpet-205 wrote:

Check your application status at Discover website. It will tell you CL.


$11,500.00 Credit Limit.

 

Is this some sort of sick joke??????????????

 

Message 3 of 26
ccb2115
Frequent Contributor

Re: Just approved for Discover More. What to do now?

Wow! Congrats!!



Scores: EX: 793 EQ: 804 TU: 801
Message 4 of 26
Anonymous
Not applicable

Re: Just approved for Discover More. What to do now?


@ccb2115 wrote:

Wow! Congrats!!


Thank you!!! I'm so happy right now.

 

I wonder if I should apply for another card? I won't be applying for a loan or mortgage in the next few months...

 

I'm 22, make $50k, pay $100/month (lol yes I still live at home and proud of it) in rent btw.

Message 5 of 26
Anonymous
Not applicable

Re: Just approved for Discover More. What to do now?

wow.. Thats awesome cli.. Congratulations...

Message 6 of 26
Anonymous
Not applicable

Re: Just approved for Discover More. What to do now?


@Anonymous wrote:

wow.. Thats awesome cli.. Congratulations...


Thanks!!!

 

Wonder if I can get this card changed to the Discover IT?

 

Kind of worried about calling up because I don't want them to lower my CL LOL...

Message 7 of 26
searchingfor67
Established Contributor

Re: Just approved for Discover More. What to do now?

Wow! Congrats! That is an awesome cl for discover...

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 8 of 26
Crashem
Valued Contributor

Re: Just approved for Discover More. What to do now?

Discover gods smiled on you.  Enjoy and remember to pif.

               LIMITS IN CARD DESCRIPTIONS
Message 9 of 26
Anonymous
Not applicable

Re: Just approved for Discover More. What to do now?


@Crashem wrote:

Discover gods smiled on you.  Enjoy and remember to pif.


Always do Smiley Happy

 

But isn't that limit crazy considering my highest limit was $500...

Message 10 of 26
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