Just got approved for Fidelity amex, quite small 1k CL but better than nothing anyway.
TU FICO 741, EQ FICO 723
AAoA 7 months Oldest account 9 months old
Util 1% with 1 accounts with balance
2 recent inquiries
clean file, 0 collections, 0 public records, never miss or late payment
No mortgage or installment loans
I had 3 cards before applying for it:
1. Public saving bank secured card $800 limit
2. Cap 1 platinum $500 limit
2.1 App for citi forward and get denied for short history but never see any hard pull on both TU,EQ
3. Zync Amex no pre-set limit
I know for sure they pulled TU because I just checked TU and saw 1 hard inq from FIA csna: 3 score drop to 738 now.
FIA csna is the card services branch of BoA --- do they service the cc accounts for Fidelity?