Just checked my AMEX spending ability...

[Anonymous]

When I first got my PRG it said I was not approved try spend $500. Within two months it was up to $20k, and since then I haven't checked.

I might have to try $1,000,000 though just for a laugh!

[Discover2016]

I wonder what my spending ability is, I have had my Green for 5 months, I am thinking in the 3-4,000 range. I have seen some people on here that have insane spending abilities on Platinums, like 100k

[Berk]

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@Anonymous wrote:

I'd be wary of playing with the "Check Spending Ability" feature, anecdotal evidence suggests it can lead to a FR. 

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AAAAAAAAAAAAAAAAAAAAAAAA!!!!!!!!!!

[Anonymous]

I guess you felt like playing around this morning.

[OmarGB9]

Lol can't wait to get my Amex and play with the spending ability tool.

[SouthJamaica]

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@mitchblue wrote:

Now I'm curious what the highest approved amount has been from people on here. I can get to about 10 grand.. I was happy about that.

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Mine changes all the time. It's usually around 50k.  It's a totally meaningless number, IMHO.

[CreditCuriosity]

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@Anonymous wrote:

I'd be wary of playing with the "Check Spending Ability" feature, anecdotal evidence suggests it can lead to a FR. 

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Urban legend.  Unless you are carrying big balances or doing any other risky things then just as stated a myth.. I play with it all the time out of pure boredom.  In a year I have not had a FR.  It is their for a reason or you can simply call a CSR and have them run a trial charge on a NPSL and see if it goes through.

[SouthJamaica]

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@CreditCuriousity wrote:

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@Anonymous wrote:

I'd be wary of playing with the "Check Spending Ability" feature, anecdotal evidence suggests it can lead to a FR. 

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Urban legend.  Unless you are carrying big balances or doing any other risky thing then just as stated a myth.. I play with it all the time out of pure boredom.  In a year I have not had a FR.

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What's an FR?

[Anonymous]

If my card said yes I'd buy Jay Leno a burger and go to the auto action.

[Anonymous]

Question: when you check spending ability, is it sort of pre-approving you for one transaction or for a line of credit that you might use over a few transactions over a few days?

Working in Plat bonus spend I checked a couple times. I'd check, then charge. Then check for next thing. Could I have checked for the limp sum?