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Frequent Contributor
Posts: 359
Registered: ‎04-28-2012
0

Just closed Southwest card, Chase let me transfer limit

My Southwest card is up for renewal in a couple of weeks so I decided to ask if I could close it but move the credit line ($6,500) to my Amazon card.  The Southwest card was great for the signup bonus but not worth keeping around since I also have the Chase Hyatt and Barclay Arrival.  So I sent a secure message to Chase last night asking if a line transfer was possible with my cancellation, and I got a response today that they successfully processed the line transfer and card closure.  That was so easy!

 

So now my paltry little $1,100 Amazon card is a much more appealing $7,600 Smiley Happy

TU: 755 (5/13/15) | EQ: 758 (6/1/15) | EX: 765 (6/1/15)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $10,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Chase Hyatt, $7,000 (09/2013)
Regular Contributor
Posts: 232
Registered: ‎06-15-2013
0

Re: Just closed Southwest card, Chase let me transfer limit

Congrats. Did you use the card within the last 30 days? Often they withhold $500 from transferring over.

Citi DC VS - 11.4k - 12.24% - 6/12 ~ Chase Ink+ WEMC - 5k - 10.24% - 7/12 ~ Chase Freedom VS - 5k - 12.99% - 2/13 ~ Chase Hyatt VS - 5k - 15.24% - 6/13 ~ Amex Hilton - 5.8k -13.99% - 8/13 ~ Chase IHG WMC - 3k - 15.24% - 1/14 ~ Chase Ink$ VS - 5k - 13.24% - 5/14 ~ NFCU $ VS - 20k - 9.65% - 12/14 ~ Citi AA WEMC - 4.4k - 10.24% - 12/14
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Frequent Contributor
Posts: 359
Registered: ‎04-28-2012
0

Re: Just closed Southwest card, Chase let me transfer limit


370Z wrote:

Congrats. Did you use the card within the last 30 days? Often they withhold $500 from transferring over.


I have not.  I think my last purchase on it was 4 months ago.

TU: 755 (5/13/15) | EQ: 758 (6/1/15) | EX: 765 (6/1/15)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $10,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Chase Hyatt, $7,000 (09/2013)
Valued Contributor
Posts: 12,954
Registered: ‎08-13-2013
0

Re: Just closed Southwest card, Chase let me transfer limit


isoldmyatlas wrote:

My Southwest card is up for renewal in a couple of weeks so I decided to ask if I could close it but move the credit line ($6,500) to my Amazon card.  The Southwest card was great for the signup bonus but not worth keeping around since I also have the Chase Hyatt and Barclay Arrival.  So I sent a secure message to Chase last night asking if a line transfer was possible with my cancellation, and I got a response today that they successfully processed the line transfer and card closure.  That was so easy!

 

So now my paltry little $1,100 Amazon card is a much more appealing $7,600 Smiley Happy


Congrats on your CL transfer Smiley Happy

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 832 (07/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 16.5 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 832 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Regular Contributor
Posts: 232
Registered: ‎06-15-2013
0

Re: Just closed Southwest card, Chase let me transfer limit


isoldmyatlas wrote:

370Z wrote:

Congrats. Did you use the card within the last 30 days? Often they withhold $500 from transferring over.


I have not.  I think my last purchase on it was 4 months ago.


Good to know. Thanks.

Citi DC VS - 11.4k - 12.24% - 6/12 ~ Chase Ink+ WEMC - 5k - 10.24% - 7/12 ~ Chase Freedom VS - 5k - 12.99% - 2/13 ~ Chase Hyatt VS - 5k - 15.24% - 6/13 ~ Amex Hilton - 5.8k -13.99% - 8/13 ~ Chase IHG WMC - 3k - 15.24% - 1/14 ~ Chase Ink$ VS - 5k - 13.24% - 5/14 ~ NFCU $ VS - 20k - 9.65% - 12/14 ~ Citi AA WEMC - 4.4k - 10.24% - 12/14
Super Contributor
Posts: 7,448
Registered: ‎10-03-2008
0

Re: Just closed Southwest card, Chase let me transfer limit

Congrats on getting the CL moved!


Starting Score: 810 July 2014
Current Score: 838 TU 834 EQ 826 EX August 2015
Goal Score: 850


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Frequent Contributor
Posts: 442
Registered: ‎11-17-2013
0

Re: Just closed Southwest card, Chase let me transfer limit

Congrats. Great info. I hope to get CSP and transfer my SWA CL to it before my anniversary. 


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Community Leader
Super Contributor
Posts: 7,690
Registered: ‎09-22-2012
0

Re: Just closed Southwest card, Chase let me transfer limit

Nice! I didn't know this could be done via SM, now I'm kind of excited to close my UA card haha
Regular Contributor
Posts: 150
Registered: ‎10-20-2013
0

Re: Just closed Southwest card, Chase let me transfer limit

Nice job, I have the same plan when my AF comes up.

Established Contributor
Posts: 647
Registered: ‎07-03-2012
0

Re: Just closed Southwest card, Chase let me transfer limit

For those of you that have done this, I'm curious how the limit reports on the closed account? Does it show that it was say a 5k limit or does it say 0? I suppose it doesn't really matter since it's a closed account, but I'm curious how Chase reports it.


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