cancel
Showing results for 
Search instead for 
Did you mean: 

Just closed Southwest card, Chase let me transfer limit

tag
isoldmyatlas
Frequent Contributor

Just closed Southwest card, Chase let me transfer limit

My Southwest card is up for renewal in a couple of weeks so I decided to ask if I could close it but move the credit line ($6,500) to my Amazon card.  The Southwest card was great for the signup bonus but not worth keeping around since I also have the Chase Hyatt and Barclay Arrival.  So I sent a secure message to Chase last night asking if a line transfer was possible with my cancellation, and I got a response today that they successfully processed the line transfer and card closure.  That was so easy!

 

So now my paltry little $1,100 Amazon card is a much more appealing $7,600 Smiley Happy

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)
Message 1 of 12
11 REPLIES 11
370Z
Frequent Contributor

Re: Just closed Southwest card, Chase let me transfer limit

Congrats. Did you use the card within the last 30 days? Often they withhold $500 from transferring over.

EQ8 817 (2/24) EQ9 850 (1/24) EX8 837 (3/24) EX9 842 (3/24) TU8 824 (2/24)
Chase_Hyatt|10k|15.24%|6/13 * Amex_Hilton|10k|13.99%|8/13 * Chase_IHG|10k|15.24%|1/14 * Chase_Ink$|12k|13.24%|5/14 * NFCU$|46k|9.65%|12/14 * Amex_ED|10k|12.99%|1/16 * Citi_Custom$|45k|15.24%|4/16 * Merrill+|68k|12.99%|2/17 * Amex_BB+|10k|15.24%|3/18 * PenFed_Pathfinder|29.4k|12.74%|9/18 * WF_Autograph|25k|16.99%|7/19 * AODFCU_VS|22k|7.49%|4/20 * Chase_Ritz_Carlton|48.5k|15.99%|10/21 * Amex_BB$|42k|13.24%|8/22 * Redstone_FCU_VS|10k|12.00%|6/23 * C1_VX|30k|14.74%|1/24
Gone: CSP, AA x3, Ink+, Premier, CSR, CFU, CF, AARP, Limitless
Message 2 of 12
isoldmyatlas
Frequent Contributor

Re: Just closed Southwest card, Chase let me transfer limit


@370Z wrote:

Congrats. Did you use the card within the last 30 days? Often they withhold $500 from transferring over.


I have not.  I think my last purchase on it was 4 months ago.

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)
Message 3 of 12
-Wade-
Valued Contributor

Re: Just closed Southwest card, Chase let me transfer limit


@isoldmyatlas wrote:

My Southwest card is up for renewal in a couple of weeks so I decided to ask if I could close it but move the credit line ($6,500) to my Amazon card.  The Southwest card was great for the signup bonus but not worth keeping around since I also have the Chase Hyatt and Barclay Arrival.  So I sent a secure message to Chase last night asking if a line transfer was possible with my cancellation, and I got a response today that they successfully processed the line transfer and card closure.  That was so easy!

 

So now my paltry little $1,100 Amazon card is a much more appealing $7,600 Smiley Happy


Congrats on your CL transfer Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 4 of 12
370Z
Frequent Contributor

Re: Just closed Southwest card, Chase let me transfer limit


@isoldmyatlas wrote:

@370Z wrote:

Congrats. Did you use the card within the last 30 days? Often they withhold $500 from transferring over.


I have not.  I think my last purchase on it was 4 months ago.


Good to know. Thanks.

EQ8 817 (2/24) EQ9 850 (1/24) EX8 837 (3/24) EX9 842 (3/24) TU8 824 (2/24)
Chase_Hyatt|10k|15.24%|6/13 * Amex_Hilton|10k|13.99%|8/13 * Chase_IHG|10k|15.24%|1/14 * Chase_Ink$|12k|13.24%|5/14 * NFCU$|46k|9.65%|12/14 * Amex_ED|10k|12.99%|1/16 * Citi_Custom$|45k|15.24%|4/16 * Merrill+|68k|12.99%|2/17 * Amex_BB+|10k|15.24%|3/18 * PenFed_Pathfinder|29.4k|12.74%|9/18 * WF_Autograph|25k|16.99%|7/19 * AODFCU_VS|22k|7.49%|4/20 * Chase_Ritz_Carlton|48.5k|15.99%|10/21 * Amex_BB$|42k|13.24%|8/22 * Redstone_FCU_VS|10k|12.00%|6/23 * C1_VX|30k|14.74%|1/24
Gone: CSP, AA x3, Ink+, Premier, CSR, CFU, CF, AARP, Limitless
Message 5 of 12
Anonymous
Not applicable

Re: Just closed Southwest card, Chase let me transfer limit

Congrats on getting the CL moved!
Message 6 of 12
Longroad
Established Contributor

Re: Just closed Southwest card, Chase let me transfer limit

Congrats. Great info. I hope to get CSP and transfer my SWA CL to it before my anniversary. 

Message 7 of 12
B335is
Moderator Emeritus

Re: Just closed Southwest card, Chase let me transfer limit

Nice! I didn't know this could be done via SM, now I'm kind of excited to close my UA card haha
Message 8 of 12
sdwalt
Regular Contributor

Re: Just closed Southwest card, Chase let me transfer limit

Nice job, I have the same plan when my AF comes up.

Message 9 of 12
Exonumist
Established Contributor

Re: Just closed Southwest card, Chase let me transfer limit

For those of you that have done this, I'm curious how the limit reports on the closed account? Does it show that it was say a 5k limit or does it say 0? I suppose it doesn't really matter since it's a closed account, but I'm curious how Chase reports it.

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.