Just converted to discover IT

[rob81]

Actually not a whole lot from what I can see. You can pay up until midnight o. Your due date, one late payment is allowed with no penalties. Paying late wont raise your apr ( these font mean much to me)

But

No foreign transaction fees
Unlimited 1% cash back plus all the current cash back offers of the more.

Basically I think it's an improvement on the more. Maybe not a huge improvement but if you already have the more a product change is easy.

No HP

Just call and ask to change.

This is why I changed to IT

[rob81]

http://creditcardforum.com/blog/discover-it-card-review/


If you want a more detailed look at the IT card go to this link and scroll down.

I hope you find this helpful.

[rob81]

I also wanted to mention. I did ask the discover rep when I called.
How do they determine if I'm able to change product.
She told me they use your current profile.

[kevinjjc]

---

@compassion101 wrote:

I currently have the more card. What are the better benefits of It?

---

You get 1% cashback right off the bat with the Discover it card, whereas it's 0.25% for the first $3k charged on the Discover More card.

[kevinjjc]

---

@rob81 wrote:
I currently have the more card. I was looking at the benifets of the IT card and decided I wanted it. I called discover and asked if I could convert. The process was very fast and easy.i was on the phone for less than 5 minutes. My card will convert at the end if my billing cycle. Yay!

---

Yup, very easy to convert with Discover. FYI, you can also do it via Live Chat.