@pattycake wrote:
@Anonymous wrote:
@wmarat wrote:In addition to my recent app. spree (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=169294&view=by_date_ascending&page=1) added 4 more accounts.
Being happy camper with PenFed and having read a lot of positive things about NFCU and USAA (not eligible) decided research other military FCU, assuming that they are good and found Andrews FCU. As usually, friendly CSR, a lot of paperwork, approved for $20000 CC at 10.95%. Applied for LOC asking for $5000, offered $1000, refused, application denied.
I always dealt with CU's via phone or e-mail and never been in branch. Took my kid to karate class, hand him over to sensei and went outside to smoke and what I see? Right, branch of local CU. 30 min later I have new $15000 CC at 7.9% and $5000 LOC at 9.99%
Ameriprise World Elite MC was on my list, mostly because of free priority pass. Even with $150 AF it is still worth for me to have this card. Approved for $25000 CL at 4.25% APR
I think that I am done for very long time.
Just wondering.......hmmmm!
Which occurs 1st --Your kid achieving a black belt, or you reaching the million dollar club in CLs.
Congrats
Awesome, wmarat. Let's call it the "wmarat center" for appaholics!
You're Russian?
To be precise I am not, but Russian is my mother tongue. Why?
Sure.
Andrews FCU EXP, Ameriprise (Barclay) TU, First Financial FCU EXP.
@Anonymous wrote:
@wmarat wrote:In addition to my recent app. spree (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=169294&view=by_date_ascending&page=1) added 4 more accounts.
Being happy camper with PenFed and having read a lot of positive things about NFCU and USAA (not eligible) decided research other military FCU, assuming that they are good and found Andrews FCU. As usually, friendly CSR, a lot of paperwork, approved for $20000 CC at 10.95%. Applied for LOC asking for $5000, offered $1000, refused, application denied.
I always dealt with CU's via phone or e-mail and never been in branch. Took my kid to karate class, hand him over to sensei and went outside to smoke and what I see? Right, branch of local CU. 30 min later I have new $15000 CC at 7.9% and $5000 LOC at 9.99%
Ameriprise World Elite MC was on my list, mostly because of free priority pass. Even with $150 AF it is still worth for me to have this card. Approved for $25000 CL at 4.25% APR
I think that I am done for very long time.
Nice CL's indeed. Can you let everyone know which CRA's were pulled for the various accounts?
Just don't mention your Macy's CL.
@pattycake wrote:Because you write like a natural born American. And you have better credit than most of us!!!!
I love this great melting pot of ours.
Which one? Just got 1K CLI on store card.
@creditwherecreditisdue wrote:Just don't mention your Macy's CL.
Don't let CreditAddict get ahead of you! 
Once upon a time I had two store cards as well. (15-20 years ago.) Down to one Visa now. That is enough.