Credit Cards

[wmarat]

In addition to my recent app. spree (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=169294&view=by_date_ascending&page=1) added 4 more accounts.

Being happy camper with PenFed and having read a lot of positive things about NFCU and USAA (not eligible) decided research other military FCU, assuming that they are good and found Andrews FCU. As usually, friendly CSR, a lot of paperwork, approved for $20000 CC at 10.95%. Applied for LOC asking for $5000, offered $1000, refused, application denied.

I always dealt with CU's via phone or e-mail and never been in branch. Took my kid to karate class, hand him over to sensei and went outside to smoke and what I see? Right, branch of local CU. 30 min later I have new $15000 CC at 7.9% and $5000 LOC at 9.99%

Ameriprise World Elite MC was on my list, mostly because of free priority pass. Even with  $150 AF  it is still worth for me to have this card. Approved for $25000 CL at 4.25% APR

I think that I am done for very long time.

[plasticman]

Congratulations wmarat!

Very nice credit lines. The Ameriprise is superb especially with the APR of 4.25% and the fact you can take advantage of the priority pass perk. I travel frequently and agree with you that this type of perk at an airport is valuable. It is most difficult to put a dollar value on the priority pass but I would say you will be well served with this card. 

[creditwherecreditisdue]

Very nice job, wmarat!

Congrats!

[Safe4Me2]

One day...

[l9ikjam]

I signed up with 6 CU's in the past year and plan on eventually APPing for they're CC's when all of my INQ's fall off and I close a few cards that I don't use. Now I read post like this and it's kind of difficult to hold back now. I still got another year b4 I will attemp but CONGRATS!

[illtakecreditforthat]

---

wmarat wrote:

In addition to my recent app. spree (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=169294&view=by_date_ascending&page=1) added 4 more accounts.

Being happy camper with PenFed and having read a lot of positive things about NFCU and USAA (not eligible) decided research other military FCU, assuming that they are good and found Andrews FCU. As usually, friendly CSR, a lot of paperwork, approved for $20000 CC at 10.95%. Applied for LOC asking for $5000, offered $1000, refused, application denied.

I always dealt with CU's via phone or e-mail and never been in branch. Took my kid to karate class, hand him over to sensei and went outside to smoke and what I see? Right, branch of local CU. 30 min later I have new $15000 CC at 7.9% and $5000 LOC at 9.99%

Ameriprise World Elite MC was on my list, mostly because of free priority pass. Even with  $150 AF  it is still worth for me to have this card. Approved for $25000 CL at 4.25% APR

I think that I am done for very long time.

---

Just wondering.......hmmmm!

Which occurs 1st --Your kid achieving a black belt, or you reaching the million dollar club in CLs.

Congrats

[pattycake]

---

illtakecreditforthat wrote:

---

wmarat wrote:

In addition to my recent app. spree (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=169294&view=by_date_ascending&page=1) added 4 more accounts.

Being happy camper with PenFed and having read a lot of positive things about NFCU and USAA (not eligible) decided research other military FCU, assuming that they are good and found Andrews FCU. As usually, friendly CSR, a lot of paperwork, approved for $20000 CC at 10.95%. Applied for LOC asking for $5000, offered $1000, refused, application denied.

I always dealt with CU's via phone or e-mail and never been in branch. Took my kid to karate class, hand him over to sensei and went outside to smoke and what I see? Right, branch of local CU. 30 min later I have new $15000 CC at 7.9% and $5000 LOC at 9.99%

Ameriprise World Elite MC was on my list, mostly because of free priority pass. Even with  $150 AF  it is still worth for me to have this card. Approved for $25000 CL at 4.25% APR

I think that I am done for very long time.

---

Just wondering.......hmmmm!

Which occurs 1st --Your kid achieving a black belt, or you reaching the million dollar club in CLs.

Congrats

---

Awesome, wmarat.  Let's call it the "wmarat center" for appaholics!

You're Russian?  

[creditwherecreditisdue]

Actually I think it is the "txjohn/wmarat Center for Appaholics"!

[txjohn]

---

wmarat wrote:

In addition to my recent app. spree (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=169294&view=by_date_ascending&page=1) added 4 more accounts.

Being happy camper with PenFed and having read a lot of positive things about NFCU and USAA (not eligible) decided research other military FCU, assuming that they are good and found Andrews FCU. As usually, friendly CSR, a lot of paperwork, approved for $20000 CC at 10.95%. Applied for LOC asking for $5000, offered $1000, refused, application denied.

I always dealt with CU's via phone or e-mail and never been in branch. Took my kid to karate class, hand him over to sensei and went outside to smoke and what I see? Right, branch of local CU. 30 min later I have new $15000 CC at 7.9% and $5000 LOC at 9.99%

Ameriprise World Elite MC was on my list, mostly because of free priority pass. Even with  $150 AF  it is still worth for me to have this card. Approved for $25000 CL at 4.25% APR

I think that I am done for very long time.

---

Nice CL's indeed.  Can you let everyone know which CRA's were pulled for the various accounts?

[wmarat]

Kid is not agressive enough.

---

illtakecreditforthat wrote:

---

wmarat wrote:

In addition to my recent app. spree (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=169294&view=by_date_ascending&page=1) added 4 more accounts.

Being happy camper with PenFed and having read a lot of positive things about NFCU and USAA (not eligible) decided research other military FCU, assuming that they are good and found Andrews FCU. As usually, friendly CSR, a lot of paperwork, approved for $20000 CC at 10.95%. Applied for LOC asking for $5000, offered $1000, refused, application denied.

I always dealt with CU's via phone or e-mail and never been in branch. Took my kid to karate class, hand him over to sensei and went outside to smoke and what I see? Right, branch of local CU. 30 min later I have new $15000 CC at 7.9% and $5000 LOC at 9.99%

Ameriprise World Elite MC was on my list, mostly because of free priority pass. Even with  $150 AF  it is still worth for me to have this card. Approved for $25000 CL at 4.25% APR

I think that I am done for very long time.

---

Just wondering.......hmmmm!

Which occurs 1st --Your kid achieving a black belt, or you reaching the million dollar club in CLs.

Congrats

---