Reply
Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
0

Just curious .......Discover IT ??/

I was just approved......I was just wondering if this is considered a prime ,hard to get card?????


Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Just curious .......Discover IT ??/

Congrats

New Contributor
HiHiHiHiHiHi
Posts: 63
Registered: ‎07-21-2012
0

Re: Just curious .......Discover IT ??/

[ Edited ]

Congratz. How much were you approved for? Yes, I think the Discover IT is a prime card. The IT is just like the More except with more features. The More is a prime card so the IT is too.

Scores: EQ-798 EX-802 TU-786

CC: |Amex PRG - NPSL| |Citi Simplicity - 22.6K| |CapOne No Hassle Rewards - 20K| |Chase Freedom 17.5K| |CSP 15K| |Discover IT - 7.8K| |Discover More - 6.1K| |GE PC Richard - 4.5K| |Amex Delta Gold - 3.5K| |Citi Goodyear - 2.5K| |CapOne Kohls - 1.5K| |GAP - 1.5K| |Macy's Amex - 1K| |Ann Taylor - 0.5K| |NY&C - 0.5K|
Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012
0

Re: Just curious .......Discover IT ??/

prime yes, hard to get not really, congrats though.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Just curious .......Discover IT ??/

Congrats on the approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Regular Contributor
aplast
Posts: 150
Registered: ‎06-20-2012
0

Re: Just curious .......Discover IT ??/

I would consider it to be "prime" no af and lots of perks - especially with the IT but honestly I will never use the late pay no fee thing and being able to pay till midnight does nothing for me either. HOWEVER - the Cashback catagories are solid and so is shop discover. You can get up to the 20% at some retailers. My only gripe with the card is they dont itemize the cashback by transaction. haha even my cap1 does that! oh well. I get a comment or compliment EVERY time I use my IT card. and I know we all love the attention some of our cards can recieve!

American Express Green - NPSL, Sams Club Discover - 4000, Paypal Smart Connect - 4000, Capital One - 3500, Barclaycard Visa - 2500, Walmart - 1500, Discover IT - 1000, Ashley Furniture Home Store - 1000, Care Credit - 1000.
Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
0

Re: Just curious .......Discover IT ??/


HiHiHiHiHiHi wrote:

Congratz. How much were you approved for? Yes, I think the Discover IT is a prime card. The IT is just like the More except with more features. The More is a prime card so the IT is too.


I was a little disappointed..1000 cl....but at least im in......hopefully this will help me get in with amex next year


Valued Contributor
mxp114
Posts: 1,376
Registered: ‎09-01-2011
0

Re: Just curious .......Discover IT ??/

Prime for me is based on terms, a Discover More $500 with 21.99% is not a prime card in my book. So it depends upon the terms of your account. Congrats on the IT!

New Contributor
Posts: 58
Registered: ‎01-10-2009
0

Re: Just curious .......Discover IT ??/


mxp114 wrote:

Prime for me is based on terms, a Discover More $500 with 21.99% is not a prime card in my book. So it depends upon the terms of your account. Congrats on the IT!


+1


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}