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Just curious .......Discover IT ??/

Established Contributor

Just curious .......Discover IT ??/

I was just approved......I was just wondering if this is considered a prime ,hard to get card?????


Message 1 of 9
8 REPLIES
Established Contributor

Re: Just curious .......Discover IT ??/

Congrats

Message 2 of 9
New Contributor

Re: Just curious .......Discover IT ??/

Congratz. How much were you approved for? Yes, I think the Discover IT is a prime card. The IT is just like the More except with more features. The More is a prime card so the IT is too.

Scores: EQ-798 EX-802 TU-786

CC: |Amex PRG - NPSL| |Citi Simplicity - 22.6K| |CapOne No Hassle Rewards - 20K| |Chase Freedom 17.5K| |CSP 15K| |Discover IT - 7.8K| |Discover More - 6.1K| |GE PC Richard - 4.5K| |Amex Delta Gold - 3.5K| |Citi Goodyear - 2.5K| |CapOne Kohls - 1.5K| |GAP - 1.5K| |Macy's Amex - 1K| |Ann Taylor - 0.5K| |NY&C - 0.5K|
Message 3 of 9
Established Contributor

Re: Just curious .......Discover IT ??/

prime yes, hard to get not really, congrats though.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 4 of 9
Valued Contributor

Re: Just curious .......Discover IT ??/

Congrats on the approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 5 of 9
Regular Contributor

Re: Just curious .......Discover IT ??/

I would consider it to be "prime" no af and lots of perks - especially with the IT but honestly I will never use the late pay no fee thing and being able to pay till midnight does nothing for me either. HOWEVER - the Cashback catagories are solid and so is shop discover. You can get up to the 20% at some retailers. My only gripe with the card is they dont itemize the cashback by transaction. haha even my cap1 does that! oh well. I get a comment or compliment EVERY time I use my IT card. and I know we all love the attention some of our cards can recieve!

Message 6 of 9
Established Contributor

Re: Just curious .......Discover IT ??/


HiHiHiHiHiHi wrote:

Congratz. How much were you approved for? Yes, I think the Discover IT is a prime card. The IT is just like the More except with more features. The More is a prime card so the IT is too.


I was a little disappointed..1000 cl....but at least im in......hopefully this will help me get in with amex next year


Message 7 of 9
Valued Contributor

Re: Just curious .......Discover IT ??/

Prime for me is based on terms, a Discover More $500 with 21.99% is not a prime card in my book. So it depends upon the terms of your account. Congrats on the IT!

Message 8 of 9
New Contributor

Re: Just curious .......Discover IT ??/


mxp114 wrote:

Prime for me is based on terms, a Discover More $500 with 21.99% is not a prime card in my book. So it depends upon the terms of your account. Congrats on the IT!


+1

Message 9 of 9