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Frequent Contributor
isoldmyatlas
Posts: 341
Registered: ‎04-28-2012
0

Just did my very first app spree. (Update on P.3)

[ Edited ]

After getting my first scores last night, I went ahead and applied for Amex Green, Discover More, and the Chase Amazon Visa just now.  Originally was going to wait until next month, but figured it wouldn't make a huge difference.  Instant approval for the Green!  Instant approval for Discover More!  30 day message for Chase.  I felt confident about being approved for the Green and More, but was more unsure about the Amazon card so no surprises there.  Should I call a backdoor number on Monday? If so, which do you recommend using?  I know lots of folks here have recon'd with Chase.

 

I'm not sure what sort of CL Discover approved me for but on the preferences section it asked me if I wanted an alert when my balance reaches $2700.  So I'm guessing $3000?

 

I'm very happy.  Getting the Amazon card too would be nice but the Green and More were definitely more important to me!

 

 

TU: 761 (7/13/14) | EQ: 777 (7/6/14) | EX: 764 (8/10/14)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $5,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $10,000 (01/2013); Barclaycard Arrival+, $10,000 (07/13); Chase Hyatt, $7,000 (09/13)
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Just did my very first app spree. Results are in!

Congrats on your spree!  Absolutely call the backdoor, why wait a month?


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
isoldmyatlas
Posts: 341
Registered: ‎04-28-2012
0

Re: Just did my very first app spree. Results are in!

I just called the automated app status line and now it says 7-10 days.  I'll try a backdoor number after work on Monday!  Maybe I can finagle a teensy credit limit out of them.

TU: 761 (7/13/14) | EQ: 777 (7/6/14) | EX: 764 (8/10/14)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $5,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $10,000 (01/2013); Barclaycard Arrival+, $10,000 (07/13); Chase Hyatt, $7,000 (09/13)
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Just did my very first app spree. Results are in!

Update and let us know.  Good Luck!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
isoldmyatlas
Posts: 341
Registered: ‎04-28-2012
0

Re: Just did my very first app spree. Results are in!

Checked the backdoor numbers thread to see if there was an app status line for Discover so I could find out my limit, but I don't see one.  I'll just wait for the letter :smileyhappy:

TU: 761 (7/13/14) | EQ: 777 (7/6/14) | EX: 764 (8/10/14)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $5,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $10,000 (01/2013); Barclaycard Arrival+, $10,000 (07/13); Chase Hyatt, $7,000 (09/13)
Frequent Contributor
isoldmyatlas
Posts: 341
Registered: ‎04-28-2012
0

Re: Just did my very first app spree. Results are in!

Nevermind, I googled like a smart person.  $3000 from Discover! Wow!

TU: 761 (7/13/14) | EQ: 777 (7/6/14) | EX: 764 (8/10/14)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $5,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $10,000 (01/2013); Barclaycard Arrival+, $10,000 (07/13); Chase Hyatt, $7,000 (09/13)
Regular Contributor
EandK23
Posts: 178
Registered: ‎09-12-2012
0

Re: Just did my very first app spree. Results are in!

Congrats on the cards, CL, and I would definitely call on Monday! 

Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012
0

Re: Just did my very first app spree. Results are in!

Nice Starting CL with Discover.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Frequent Contributor
isoldmyatlas
Posts: 341
Registered: ‎04-28-2012
0

Re: Just did my very first app spree. Results are in!

I know! I honestly figured my limit would be around $1000, maybe $1500 max. And I would have been totally OK with that. $3000 was a shock! I was under the impression Discover was pretty conservative with starting limits. I guess they really want me to put away my Cap1 :smileywink:
TU: 761 (7/13/14) | EQ: 777 (7/6/14) | EX: 764 (8/10/14)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $5,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $10,000 (01/2013); Barclaycard Arrival+, $10,000 (07/13); Chase Hyatt, $7,000 (09/13)
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
0

Re: Just did my very first app spree. Results are in!

Congrats on the approvals.

From my experience:
30 Days - Denial
7-10 Days - Approval possibly pending verification

Definitely call in when you can!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
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