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Regular Contributor
isoldmyatlas
Posts: 205
Registered: ‎04-28-2012

Just did my very first app spree. (Update on P.3)

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‎10-06-2012 07:14 PM - edited ‎10-07-2012 01:48 PM

After getting my first scores last night, I went ahead and applied for Amex Green, Discover More, and the Chase Amazon Visa just now.  Originally was going to wait until next month, but figured it wouldn't make a huge difference.  Instant approval for the Green!  Instant approval for Discover More!  30 day message for Chase.  I felt confident about being approved for the Green and More, but was more unsure about the Amazon card so no surprises there.  Should I call a backdoor number on Monday? If so, which do you recommend using?  I know lots of folks here have recon'd with Chase.

 

I'm not sure what sort of CL Discover approved me for but on the preferences section it asked me if I wanted an alert when my balance reaches $2700.  So I'm guessing $3000?

 

I'm very happy.  Getting the Amazon card too would be nice but the Green and More were definitely more important to me!

 

 

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!
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Shogun
Posts: 7,363
Registered: ‎04-15-2011

Re: Just did my very first app spree. Results are in!

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‎10-06-2012 07:25 PM

Congrats on your spree!  Absolutely call the backdoor, why wait a month?

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
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Regular Contributor
isoldmyatlas
Posts: 205
Registered: ‎04-28-2012

Re: Just did my very first app spree. Results are in!

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‎10-06-2012 07:27 PM

I just called the automated app status line and now it says 7-10 days.  I'll try a backdoor number after work on Monday!  Maybe I can finagle a teensy credit limit out of them.

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!
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Shogun
Posts: 7,363
Registered: ‎04-15-2011

Re: Just did my very first app spree. Results are in!

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‎10-06-2012 07:28 PM

Update and let us know.  Good Luck!

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
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Regular Contributor
isoldmyatlas
Posts: 205
Registered: ‎04-28-2012

Re: Just did my very first app spree. Results are in!

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‎10-06-2012 07:32 PM

Checked the backdoor numbers thread to see if there was an app status line for Discover so I could find out my limit, but I don't see one.  I'll just wait for the letter :smileyhappy:

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!
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Regular Contributor
isoldmyatlas
Posts: 205
Registered: ‎04-28-2012

Re: Just did my very first app spree. Results are in!

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‎10-06-2012 07:41 PM

Nevermind, I googled like a smart person.  $3000 from Discover! Wow!

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!
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EandK23
Posts: 171
Registered: ‎09-12-2012

Re: Just did my very first app spree. Results are in!

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‎10-06-2012 07:56 PM

Congrats on the cards, CL, and I would definitely call on Monday! 


Starting Score: 632 (TU) 02/2011
Current Score: TU08: 743 (12/12) EX: 742 (Amex Pull) 09/2012
Goal Score: 780

Take the FICO Fitness Challenge

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migliogiorni
Posts: 582
Registered: ‎06-27-2012

Re: Just did my very first app spree. Results are in!

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‎10-06-2012 08:19 PM

Nice Starting CL with Discover.

 

Dallas Cowboys Fan :smileyvery-happy:
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
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Regular Contributor
isoldmyatlas
Posts: 205
Registered: ‎04-28-2012

Re: Just did my very first app spree. Results are in!

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‎10-06-2012 08:30 PM

I know! I honestly figured my limit would be around $1000, maybe $1500 max. And I would have been totally OK with that. $3000 was a shock! I was under the impression Discover was pretty conservative with starting limits. I guess they really want me to put away my Cap1 :smileywink:
TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!
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Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: Just did my very first app spree. Results are in!

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‎10-06-2012 08:44 PM

Congrats on the approvals.

From my experience:
30 Days - Denial
7-10 Days - Approval possibly pending verification

Definitely call in when you can!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
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