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Regular Contributor
Tran92
Posts: 213
Registered: ‎09-25-2012

Re: Just did my very first app spree. Results are in!

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‎10-07-2012 02:38 AM

Congrats! Very nice starting credit limit.

TU 703 (1/13)
GOAL: 700+

As of Nov 2012







Message 11 of 30 (629 Views)
 
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Regular Contributor
isoldmyatlas
Posts: 207
Registered: ‎04-28-2012

Re: Just did my very first app spree. Results are in!

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‎10-07-2012 03:29 AM

I just remembered Monday is a holiday! I guess I will have to wait until Tuesday to call them.
TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!
Message 12 of 30 (610 Views)
 
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Established Member
rosegardener
Posts: 54
Registered: ‎08-10-2012

Re: Just did my very first app spree. Results are in!

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‎10-07-2012 05:36 AM

Congrats!!  Good for you :smileyhappy:  Great starting CL with Discover

In the wallet: USAA MC $4k, Citi Expedia MC $2k, Discover More $1k, Zync $500, American Eagle $1.9k, Amazon Store $1.5k, Lowes $1k, Belk $1.4k, Macy's $500, Abercrombie $350, VS $350
Score: 702 (Discover approval 08/03)
Goal: 800 Club
Picking up my intro spade and stepping in the garden. Let's grow some pretty roses!
Message 13 of 30 (585 Views)
 
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Frequent Contributor
shakalaka
Posts: 437
Registered: ‎09-10-2012

Re: Just did my very first app spree. Results are in!

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‎10-07-2012 05:47 AM

Well yeah, the limit for Dicsover is really nice. Mind sharing your income with us?


Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,000) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 726 (5/13) EQ 694 (5/18) EX 714 (1/26)
Message 14 of 30 (580 Views)
 
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Regular Contributor
isoldmyatlas
Posts: 207
Registered: ‎04-28-2012

Re: Just did my very first app spree. Results are in!

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‎10-07-2012 05:59 AM

Between 30 and 40k.  But 2 things I have going for me are that I have no debt or loans whatsoever, and my rent is only 15% of my income, so I'm low risk in that sense.

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!
Message 15 of 30 (575 Views)
 
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Frequent Contributor
shakalaka
Posts: 437
Registered: ‎09-10-2012

Re: Just did my very first app spree. Results are in!

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‎10-07-2012 06:06 AM

I will never understand the underwriting. I have one months more history and more then double your income and did get half of your limit. Okay I had more Inq on me EQ due to joining my credit union.

 

Nevertheless, let us do some happydance and party to be in prime land :smileyvery-happy: they will grow with us for sure.


Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,000) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 726 (5/13) EQ 694 (5/18) EX 714 (1/26)
Message 16 of 30 (568 Views)
 
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Established Contributor
snowkitty
Posts: 636
Registered: ‎09-10-2012

Re: Just did my very first app spree. Results are in!

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‎10-07-2012 06:15 AM

Congrats on your spree outcome! Nice starting limit with discover!!!

TU Fico 714 | Sesame 738 | Credit Karma 734 | Wal-Mart FICO 708 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 6k | Bofa Visa 500 | Discover More 1.5k | Wal-Mart 2.5k | Amazon 2.5k | Old Navy 1050 | Shell 600 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Brylane Homes 600 | BML 821

*You can find me in the garden.....app free since 3/21/13*
Message 17 of 30 (559 Views)
 
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Regular Contributor
isoldmyatlas
Posts: 207
Registered: ‎04-28-2012

Re: Just did my very first app spree. Results are in!

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‎10-07-2012 06:24 AM

Yeah, I had no inqs on my EQ and I think that's the one they checked since they haven't shown up on my TU report yet.  Very excited to have a couple of prime cards at this point in the game!

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!
Message 18 of 30 (553 Views)
 
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Frequent Contributor
shakalaka
Posts: 437
Registered: ‎09-10-2012

Re: Just did my very first app spree. Results are in!

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‎10-07-2012 06:44 AM

Yes looking forward to my first pre app in the mail ... which is not from CapOne or even worse CreditOne :smileyvery-happy:


Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,000) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 726 (5/13) EQ 694 (5/18) EX 714 (1/26)
Message 19 of 30 (541 Views)
 
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Established Contributor
rtw
Posts: 746
Registered: ‎05-01-2012

Re: Just did my very first app spree. Results are in!

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‎10-07-2012 10:13 AM

You may want to call today. I was able to recon with Chase on a Sunday.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 711 (5/15/13) EQ: 688 (5/15/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 20 of 30 (474 Views)
 
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