cancel
Showing results for 
Search instead for 
Did you mean: 

Just did my very first app spree. (Update on P.3)

tag
Tran92
Regular Contributor

Re: Just did my very first app spree. Results are in!

Congrats! Very nice starting credit limit.

TU 746 (10/13)
GOAL: 750+






Message 11 of 30
isoldmyatlas
Frequent Contributor

Re: Just did my very first app spree. Results are in!

I just remembered Monday is a holiday! I guess I will have to wait until Tuesday to call them.
TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)
Message 12 of 30
rosegardener
Established Member

Re: Just did my very first app spree. Results are in!

Congrats!!  Good for you Smiley Happy  Great starting CL with Discover

In the wallet: USAA MC $4k, Citi Expedia MC $2k, Discover More $1k, Zync $500, American Eagle $1.9k, Amazon Store $1.5k, Lowes $1k, Belk $1.4k, Macy's $500, Abercrombie $350, VS $350
Score: 702 (Discover approval 08/03)
Goal: 800 Club
Picking up my intro spade and stepping in the garden. Let's grow some pretty roses!
Message 13 of 30
shakalaka
Established Contributor

Re: Just did my very first app spree. Results are in!

Well yeah, the limit for Dicsover is really nice. Mind sharing your income with us?



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 14 of 30
isoldmyatlas
Frequent Contributor

Re: Just did my very first app spree. Results are in!

Between 30 and 40k.  But 2 things I have going for me are that I have no debt or loans whatsoever, and my rent is only 15% of my income, so I'm low risk in that sense.

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)
Message 15 of 30
shakalaka
Established Contributor

Re: Just did my very first app spree. Results are in!

I will never understand the underwriting. I have one months more history and more then double your income and did get half of your limit. Okay I had more Inq on me EQ due to joining my credit union.

 

Nevertheless, let us do some happydance and party to be in prime land Smiley Very Happy they will grow with us for sure.



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 16 of 30
snowkitty
Established Contributor

Re: Just did my very first app spree. Results are in!

Congrats on your spree outcome! Nice starting limit with discover!!!

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 17 of 30
isoldmyatlas
Frequent Contributor

Re: Just did my very first app spree. Results are in!

Yeah, I had no inqs on my EQ and I think that's the one they checked since they haven't shown up on my TU report yet.  Very excited to have a couple of prime cards at this point in the game!

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)
Message 18 of 30
shakalaka
Established Contributor

Re: Just did my very first app spree. Results are in!

Yes looking forward to my first pre app in the mail ... which is not from CapOne or even worse CreditOne Smiley Very Happy



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 19 of 30
rtw
Established Contributor

Re: Just did my very first app spree. Results are in!

You may want to call today. I was able to recon with Chase on a Sunday.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 20 of 30
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.