06-11-2009 10:19 AM
06-11-2009 11:03 AM - edited 06-11-2009 11:03 AM
So I realized my grace period for 1.9% was over in May on my Wells Fargo cc. I called them yesterday to find out my regular rate for purchases. They told me 11.35%. I asked them did I have any balance transfer offers, they said no. Yesterday my limit was $9000, today it's $1000. LOL I just opened the card 7 months ago, and only used it a couple times. I don't have a balance and I have much better cards to use for everyday purchases. That was just funny.
Nice post: People will soon wake up and realize that these BIG Banks don't care about bonding and forging a strong relationship with their customers. They only care about their money and that's it. I have accounts with Bank of America.....yes they wronged me, they gave me a haircut on my credit line awhile back as well and i canceled the card immediately about a month later they call and reinstated it back plus a 5k bonus increase.
I know every bank doesn't treat their customers like $h#t but it would be nice to have my bank treat me very well like the credit unions I belong to. I have never been treated like a PEON at a Credit Union, always have been treated with respect like they really value my business, because they do.
Banks and Credit Unions are like night and day...different breeds. I Love CU's, I Like Bank's. Maybe (itsjustmeibe) they will reinstate your line at some point if you were a good or great customer, which you probably were and didn't deserve what they did.
Sorry for the ramble everyone......my couple of cents for the day.
06-11-2009 11:26 AM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO