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Regular Contributor
Posts: 204
Registered: ‎02-19-2008
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Just don't call anyone - PERIOD

So I realized my grace period for 1.9% was over in May on my Wells Fargo cc. I called them yesterday to find out my regular rate for purchases. They told me 11.35%. I asked them did I have any balance transfer offers, they said no. Yesterday my limit was $9000, today it's $1000. LOL I just opened the card 7 months ago, and only used it a couple times. I don't have a balance and I have much better cards to use for everyday purchases. That was just funny.
Frequent Contributor
Posts: 403
Registered: ‎04-08-2009
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Re: Just don't call anyone - PERIOD

[ Edited ]

itsjustmeibe wrote:
So I realized my grace period for 1.9% was over in May on my Wells Fargo cc. I called them yesterday to find out my regular rate for purchases. They told me 11.35%. I asked them did I have any balance transfer offers, they said no. Yesterday my limit was $9000, today it's $1000. LOL I just opened the card 7 months ago, and only used it a couple times. I don't have a balance and I have much better cards to use for everyday purchases. That was just funny.

Nice post: :smileywink: People will soon wake up and realize that these BIG Banks don't care about bonding and forging a strong relationship with their customers. They only care about their money and that's it. I have accounts with Bank of America.....yes they wronged me, they gave me a haircut on my credit line awhile back as well and i canceled the card immediately about a month later they call and reinstated it back plus a 5k bonus increase.

 

I know every bank doesn't treat their customers like $h#t but it would be nice to have my bank treat me very well like the credit unions I belong to. I have never been treated like a PEON at a Credit Union, always have been treated with respect like they really value my business, because they do.

 

Banks and Credit Unions are like night and day...different breeds. I Love CU's, I Like Bank's. Maybe (itsjustmeibe) they will reinstate your line at some point if you were a good or great customer, which you probably were and didn't deserve what they did.

 

Sorry for the ramble everyone......my couple of cents for the day.:smileyvery-happy:

 

King

Message Edited by 74king on 06-11-2009 11:03 AM
Equifax 787, TransUnion 793, Experian ? FAKO--> Who Cares
Regular Contributor
Posts: 204
Registered: ‎02-19-2008
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Re: Just don't call anyone - PERIOD

Oh yeah, I forgot to add I just paid my mortgage off which I had with them (refinanced) - but I still have a HELOC with them with a credit line of $24k in tact.
Established Contributor
Posts: 790
Registered: ‎09-09-2008
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Re: Just don't call anyone - PERIOD

I guess the question for a balance transfer offer was the trigger. As you already have that HELOC, they seemed to have feared that you dump a whole load of debt upon them.

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