So I realized my grace period for 1.9% was over in May on my Wells Fargo cc. I called them yesterday to find out my regular rate for purchases. They told me 11.35%. I asked them did I have any balance transfer offers, they said no. Yesterday my limit was $9000, today it's $1000. LOL I just opened the card 7 months ago, and only used it a couple times. I don't have a balance and I have much better cards to use for everyday purchases. That was just funny.
Nice post: People will soon wake up and realize that these BIG Banks don't care about bonding and forging a strong relationship with their customers. They only care about their money and that's it. I have accounts with Bank of America.....yes they wronged me, they gave me a haircut on my credit line awhile back as well and i canceled the card immediately about a month later they call and reinstated it back plus a 5k bonus increase.
I know every bank doesn't treat their customers like $h#t but it would be nice to have my bank treat me very well like the credit unions I belong to. I have never been treated like a PEON at a Credit Union, always have been treated with respect like they really value my business, because they do.
Banks and Credit Unions are like night and day...different breeds. I Love CU's, I Like Bank's. Maybe (itsjustmeibe) they will reinstate your line at some point if you were a good or great customer, which you probably were and didn't deserve what they did.
Sorry for the ramble everyone......my couple of cents for the day.