Credit Card Center Advertiser Disclosure†
01-10-2013 11:13 AM
I called for a CLI today for my Cap 1 "platinum" card and got denied for a CLI. My current EQ is 692 and TU is 712, but I heard that C1 is notorius for CLIs over the phone. So taking the forum's advice, I emailed the Exec Office.
Here's to hoping!
01-10-2013 01:02 PM
Well I got a voicemail from the rep, but it sounds like she in a "meeting" when i called back. Hopefully she calls me back again soon.
01-10-2013 01:09 PM - edited 01-10-2013 01:09 PM
Good luck! I went through the exec office and got a CLI this month, never had any success over the phone.
01-10-2013 01:36 PM
+1...completely different company once the Exec Office contacted.
01-10-2013 02:10 PM
My experience with the EO was like no other call to Cap1. It's like you're more than just a number to them. At least that's the way I felt.
Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.
Minor vulgarity edit --Rev
01-10-2013 03:52 PM
Well she never called me back, but I will try her tomorrow. I have never had good luck with credit, and quite frankly 2.5 years ago I could barely qualify to borrow a clue. I still have a judement to drop off in 2015 (first reported in 08) that I paid in 2010, so that may be hindering me. My scores were in the 590s and we had to finince our house on my wife's credit. I was shocked to see EQ @ 694 and TU @ 712 after a pull through myFICO.
01-10-2013 04:26 PM
Can someone PM me the email?
Why's it such a secret that it can't be typed in the thread?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.