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It takes me awhile to get to the point where I can redeem my rewards (low spending) but when I do, I apply it as a statement credit.
Put it in savings.
@Simba501 wrote:Just curious.
Statement credit?
Deposited to a bank account (a la Discover)?
Other options?
Building up but def. statement credit!
current totals: $2100
I cash my rewards in as soon as they hit $25 for a statement credit. The only exception is Cap1 QS1 which I cash in even sooner!
UR points will be airfare for two to Kona in Dec.
BCP and SM go for statement credits
AK visa generates about 40~50K miles per year, good for 2 RT saver
fares anywhere in the USA except Hawaii.
I redeem any cash back at the earliest possible point out of fear of clawbacks.
@B335is wrote:I redeem any cash back at the earliest possible point out of fear of clawbacks.
Interesting I never thought about this, but that's a good point.
Does this happen a lot with cash back cards? I know it's always an issue with miles and miles cards (i.e. the new Delta Skymiles reward structure).
I've been sitting on all my rewards so far but now you've got me thinking...
Christmas... This year AMEX,Barclays and Chase will put as many presents under the tree as old St Nick..
It depends on the card. I get statement credits on the quicksilver but I cash out my discover and BCP once a year for extra money for travel/fun. The Freedom gets stays as UR for the CSP.