12-10-2011 02:24 PM
I got my $500 CL card in the mail today. Has anyone had luck with calling and seeking a higher credit limit before you activate the card?
Very rare you get CLI from Cap1. You may want to check and see if its enrolled in credit steps (auto CLI on 5th or 7th statement cut)
12-10-2011 03:48 PM
12-10-2011 03:59 PM
This might be a good card to build on and run your normal bills through every month and PIF to get the rewards. That is what I do and I have the same card. Had it for 5 months and have $40 in rewards already paid the AF for the year!
12-10-2011 07:46 PM
Have this same card as well. Make sure it's enrolled in credit steps. Most likely it will peak at 750CL. Keep it for 6-12 months and then move on to a better card (Chase, Discover, Barclay's, BoA, Amex, CU, etc).
12-10-2011 07:49 PM
I agree!! There is NO way you are getting a CLI at opening. Use the card for 12 months and then apply to citi bank or BoA
12-13-2011 08:34 AM
You are probably automatically enrolled but give them a call to be sure. MyFico has cc contacts in one of the sticked threads. Cash Back is a rebuilder card but it can be the gateway to prime cards with high CL's if used correctly.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.