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Just got Freedom, but want Sapphire Preferred - when?

Member

Just got Freedom, but want Sapphire Preferred - when?

Hi all,

 

I just applied, and was approved for, a Chase Freedom card! Problem is, I also want the Chase Sapphire Preferred. I don't want to go "app-crazy" especially since both cards are from Chase. I'm wondering how long I should wait to apply. I'm happy to sit in the garden for awhile and use my cards responsibly - this is the last card on my wish list so I want to make sure I do the right things to get it.

 

My other cards and limits are as follows:

 

Chase Freedom, juuuuuust opened - $17,000

AmEx Blue Cash Preferred, opened one year ago - $18,000

Victoria's Secret - $1,300

J. Crew - $2,170

Express - $1,380

The Limited - $1,400

CareCredit - $4,100

 

EQ FICO - 701 as of 5/23

TU score - 826 as of 5/23 (from transunion.com, not sure if that's FICO or?)

EXP VantageScore - 746 as of 5/23

 

AAoA - 5 years

 

Thanks for your input!

 


5/23/13: EQ FICO 701, TU 826, EXP 746 (Vantage) /// Gardening for my diamond spade - no apps until 7/1/15!!
18k21k17k2.1k1.3k1.4k1.4k4.1k
Message 1 of 31
30 REPLIES
Valued Contributor

Re: Just got Freedom, but want Sapphire Preferred - when?

OT but nice limit on your J. Crew card! How long have you had it???

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 2 of 31
Contributor

Re: Just got Freedom, but want Sapphire Preferred - when?

It seems like you would have no problem getting an approval for the CSP, though you may need to call in since you just got the Freedom card.



Amex BCE: $16.5k, Discover It: $5k, Chase Freedom Visa: $10k, Fidelity Amex: $7.5k, PenFed Cash Rewards Visa: $3.5k, CapOne Union Plus MC: $4.5k, Barclays Upromise MC: $5k, BoA Cash Rewards 123 MC: $1.5k
Message 3 of 31
Member

Re: Just got Freedom, but want Sapphire Preferred - when?


injustifiiable wrote:

OT but nice limit on your J. Crew card! How long have you had it???


Opened in June 2009! Until a few weeks ago, my limit was $1,670, but after getting approved for my 3x CLI on AmEx, I got ballsy and started pressing the "Request Increase" button on my other cards...and got pretty lucky!


5/23/13: EQ FICO 701, TU 826, EXP 746 (Vantage) /// Gardening for my diamond spade - no apps until 7/1/15!!
18k21k17k2.1k1.3k1.4k1.4k4.1k
Message 4 of 31
Frequent Contributor

Re: Just got Freedom, but want Sapphire Preferred - when?

I would suggest waiting 3 or 4 months so Chase can see how you use your Freedom.  I think that you might get approved if you applied now, but you'd have a better shot and get a better limit if you waited.

Message 5 of 31
Frequent Contributor

Re: Just got Freedom, but want Sapphire Preferred - when?

Congratulations! Impressive CLs! I applied for the Freedom and BCP (instant approvals) on the 11th and the CSP the very next day and was instantly approved.

iPhone. iTypos. iApologize

Current Score: EQ FICO 764 TU FICO 776 EX FICO 753
Goal Score: 800
Message 6 of 31
Valued Contributor

Re: Just got Freedom, but want Sapphire Preferred - when?


erinlobster wrote:

injustifiiable wrote:

OT but nice limit on your J. Crew card! How long have you had it???


Opened in June 2009! Until a few weeks ago, my limit was $1,670, but after getting approved for my 3x CLI on AmEx, I got ballsy and started pressing the "Request Increase" button on my other cards...and got pretty lucky!


Nice. I just hit the button on my account again and got another $200...I did it now since it's gonna report on the 1st...lol. Yay! I'm at $850.00.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 7 of 31
Valued Contributor

Re: Just got Freedom, but want Sapphire Preferred - when?


erinlobster wrote:

Hi all,

 

I just applied, and was approved for, a Chase Freedom card! Problem is, I also want the Chase Sapphire Preferred. I don't want to go "app-crazy" especially since both cards are from Chase. I'm wondering how long I should wait to apply. I'm happy to sit in the garden for awhile and use my cards responsibly - this is the last card on my wish list so I want to make sure I do the right things to get it.

 

My other cards and limits are as follows:

 

Chase Freedom, juuuuuust opened - $17,000

AmEx Blue Cash Preferred, opened one year ago - $18,000

Victoria's Secret - $1,300

J. Crew - $2,170

Express - $1,380

The Limited - $1,400

CareCredit - $4,100

 

EQ FICO - 701 as of 5/23

TU score - 826 as of 5/23 (from transunion.com, not sure if that's FICO or?)

EXP VantageScore - 746 as of 5/23

 

AAoA - 5 years

 

Thanks for your input!

 


I got mine after 9 months with the Freedom. At 5 months, I got auto-cli from them on my Freedom. 

 

With your profile, I think you can GET IT NOW!.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 8 of 31
Established Contributor

Re: Just got Freedom, but want Sapphire Preferred - when?

You csp WILL be approved NOW!

  

I bet it will be instantly, worst case, if you get 7 days pending message, just call to recon, move some credit line from freedom.

 

You have nothing to worry about!

EX850:2[21;14] TU850:0 EQ(Fico8BC)885:0
Message 9 of 31
Valued Contributor

Re: Just got Freedom, but want Sapphire Preferred - when?

You will most likely be approved if you app right now. There is no hard and fast rule as far as when to apply with Chase. I got my Freedom last June 6/12, and append and was approved for CSP maybe a week later (they even used the same HP for both cards). I would't think they would deny you if you got that limit on a Freedom.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
Message 10 of 31