Credit Cards Center Credit cards from our partners
Reply
Member
Posts: 16
Registered: ‎05-23-2013
0

Just got Freedom, but want Sapphire Preferred - when?

Hi all,

 

I just applied, and was approved for, a Chase Freedom card! Problem is, I also want the Chase Sapphire Preferred. I don't want to go "app-crazy" especially since both cards are from Chase. I'm wondering how long I should wait to apply. I'm happy to sit in the garden for awhile and use my cards responsibly - this is the last card on my wish list so I want to make sure I do the right things to get it.

 

My other cards and limits are as follows:

 

Chase Freedom, juuuuuust opened - $17,000

AmEx Blue Cash Preferred, opened one year ago - $18,000

Victoria's Secret - $1,300

J. Crew - $2,170

Express - $1,380

The Limited - $1,400

CareCredit - $4,100

 

EQ FICO - 701 as of 5/23

TU score - 826 as of 5/23 (from transunion.com, not sure if that's FICO or?)

EXP VantageScore - 746 as of 5/23

 

AAoA - 5 years

 

Thanks for your input!

 


5/23/13: EQ FICO 701, TU 826, EXP 746 (Vantage) /// Gardening for my diamond spade - no apps until 7/1/15!!
18k21k17k2.1k1.3k1.4k1.4k4.1k
Valued Contributor
Posts: 2,124
Registered: ‎03-30-2012
0

Re: Just got Freedom, but want Sapphire Preferred - when?

OT but nice limit on your J. Crew card! How long have you had it???

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $5000 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $1950 | Target: $2200 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Contributor
Posts: 208
Registered: ‎03-20-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?

It seems like you would have no problem getting an approval for the CSP, though you may need to call in since you just got the Freedom card.



Amex BCE: $16.5k, Discover It: $5k, Chase Freedom Visa: $10k, Fidelity Amex: $7.5k, PenFed Cash Rewards Visa: $3.5k, CapOne Union Plus MC: $4.5k, Barclays Upromise MC: $5k, BoA Cash Rewards 123 MC: $1.5k
Member
Posts: 16
Registered: ‎05-23-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?


injustifiiable wrote:

OT but nice limit on your J. Crew card! How long have you had it???


Opened in June 2009! Until a few weeks ago, my limit was $1,670, but after getting approved for my 3x CLI on AmEx, I got ballsy and started pressing the "Request Increase" button on my other cards...and got pretty lucky!


5/23/13: EQ FICO 701, TU 826, EXP 746 (Vantage) /// Gardening for my diamond spade - no apps until 7/1/15!!
18k21k17k2.1k1.3k1.4k1.4k4.1k
Frequent Contributor
Posts: 250
Registered: ‎02-20-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?

I would suggest waiting 3 or 4 months so Chase can see how you use your Freedom.  I think that you might get approved if you applied now, but you'd have a better shot and get a better limit if you waited.

Regular Contributor
Posts: 236
Registered: ‎09-20-2012
0

Re: Just got Freedom, but want Sapphire Preferred - when?

Congratulations! Impressive CLs! I applied for the Freedom and BCP (instant approvals) on the 11th and the CSP the very next day and was instantly approved.

iPhone. iTypos. iApologize

Current Score: EQ FICO 750 TU FICO 761 EX FICO 753
Goal Score: 800 Gardening since 9/11/2015 until 6/2016
Valued Contributor
Posts: 2,124
Registered: ‎03-30-2012
0

Re: Just got Freedom, but want Sapphire Preferred - when?

[ Edited ]

erinlobster wrote:

injustifiiable wrote:

OT but nice limit on your J. Crew card! How long have you had it???


Opened in June 2009! Until a few weeks ago, my limit was $1,670, but after getting approved for my 3x CLI on AmEx, I got ballsy and started pressing the "Request Increase" button on my other cards...and got pretty lucky!


Nice. I just hit the button on my account again and got another $200...I did it now since it's gonna report on the 1st...lol. Yay! I'm at $850.00.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $5000 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $1950 | Target: $2200 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Just got Freedom, but want Sapphire Preferred - when?


erinlobster wrote:

Hi all,

 

I just applied, and was approved for, a Chase Freedom card! Problem is, I also want the Chase Sapphire Preferred. I don't want to go "app-crazy" especially since both cards are from Chase. I'm wondering how long I should wait to apply. I'm happy to sit in the garden for awhile and use my cards responsibly - this is the last card on my wish list so I want to make sure I do the right things to get it.

 

My other cards and limits are as follows:

 

Chase Freedom, juuuuuust opened - $17,000

AmEx Blue Cash Preferred, opened one year ago - $18,000

Victoria's Secret - $1,300

J. Crew - $2,170

Express - $1,380

The Limited - $1,400

CareCredit - $4,100

 

EQ FICO - 701 as of 5/23

TU score - 826 as of 5/23 (from transunion.com, not sure if that's FICO or?)

EXP VantageScore - 746 as of 5/23

 

AAoA - 5 years

 

Thanks for your input!

 


I got mine after 9 months with the Freedom. At 5 months, I got auto-cli from them on my Freedom. 

 

With your profile, I think you can GET IT NOW!.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Established Contributor
Posts: 740
Registered: ‎06-21-2012
0

Re: Just got Freedom, but want Sapphire Preferred - when?

[ Edited ]

You csp WILL be approved NOW!

  

I bet it will be instantly, worst case, if you get 7 days pending message, just call to recon, move some credit line from freedom.

 

You have nothing to worry about!

EX:3(19;7:0)TU:1(13)EQ:1(19)
Valued Contributor
Posts: 1,102
Registered: ‎02-03-2009
0

Re: Just got Freedom, but want Sapphire Preferred - when?

You will most likely be approved if you app right now. There is no hard and fast rule as far as when to apply with Chase. I got my Freedom last June 6/12, and append and was approved for CSP maybe a week later (they even used the same HP for both cards). I would't think they would deny you if you got that limit on a Freedom.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (6), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 RLR MC, Diner's Club MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (9/1/16): EQ My Fico: 806; TU MyFico: 782; EX (My Fico): 798

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.