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Member
erinlobster
Posts: 16
Registered: ‎05-23-2013
0

Just got Freedom, but want Sapphire Preferred - when?

Hi all,

 

I just applied, and was approved for, a Chase Freedom card! Problem is, I also want the Chase Sapphire Preferred. I don't want to go "app-crazy" especially since both cards are from Chase. I'm wondering how long I should wait to apply. I'm happy to sit in the garden for awhile and use my cards responsibly - this is the last card on my wish list so I want to make sure I do the right things to get it.

 

My other cards and limits are as follows:

 

Chase Freedom, juuuuuust opened - $17,000

AmEx Blue Cash Preferred, opened one year ago - $18,000

Victoria's Secret - $1,300

J. Crew - $2,170

Express - $1,380

The Limited - $1,400

CareCredit - $4,100

 

EQ FICO - 701 as of 5/23

TU score - 826 as of 5/23 (from transunion.com, not sure if that's FICO or?)

EXP VantageScore - 746 as of 5/23

 

AAoA - 5 years

 

Thanks for your input!

 


5/23/13: EQ FICO 701, TU 826, EXP 746 (Vantage) /// Gardening for my diamond spade - no apps until 7/1/15!!
18k21k17k2.1k1.3k1.4k1.4k4.1k
Valued Contributor
injustifiiable
Posts: 1,867
Registered: ‎03-30-2012
0

Re: Just got Freedom, but want Sapphire Preferred - when?

OT but nice limit on your J. Crew card! How long have you had it???

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
Contributor
ElCamino
Posts: 208
Registered: ‎03-20-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?

It seems like you would have no problem getting an approval for the CSP, though you may need to call in since you just got the Freedom card.



Amex BCE: $16.5k, Discover It: $5k, Chase Freedom Visa: $10k, Fidelity Amex: $7.5k, PenFed Cash Rewards Visa: $3.5k, CapOne Union Plus MC: $4.5k, Barclays Upromise MC: $5k, BoA Cash Rewards 123 MC: $1.5k
Member
erinlobster
Posts: 16
Registered: ‎05-23-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?


injustifiiable wrote:

OT but nice limit on your J. Crew card! How long have you had it???


Opened in June 2009! Until a few weeks ago, my limit was $1,670, but after getting approved for my 3x CLI on AmEx, I got ballsy and started pressing the "Request Increase" button on my other cards...and got pretty lucky!


5/23/13: EQ FICO 701, TU 826, EXP 746 (Vantage) /// Gardening for my diamond spade - no apps until 7/1/15!!
18k21k17k2.1k1.3k1.4k1.4k4.1k
Regular Contributor
fittiger
Posts: 220
Registered: ‎02-20-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?

I would suggest waiting 3 or 4 months so Chase can see how you use your Freedom.  I think that you might get approved if you applied now, but you'd have a better shot and get a better limit if you waited.

Chase Sapphire Preferred $17,800; Discover IT $15,000; PenFed Plat Rewards Signature $14,000; AMEX BCE $11,800; AMEX SPG $8,100; Citi Simplicity $10,000; Chase United MileagePlus Explorer $5,000; Chase Ink Classic $3,000; GE Lumber Liquidators $7000; GE Care Credit $2000
Regular Contributor
shanac
Posts: 220
Registered: ‎09-20-2012
0

Re: Just got Freedom, but want Sapphire Preferred - when?

Congratulations! Impressive CLs! I applied for the Freedom and BCP (instant approvals) on the 11th and the CSP the very next day and was instantly approved.


Current Score: EQ FICO 758 as of 4/15/14 TU FICO 789 as of 5/2013 EX 781 via Amex 6/12/13
Goal Score: 800 Gardening 10/12/13 until 8/2014 app for final PLUS Loan
Valued Contributor
injustifiiable
Posts: 1,867
Registered: ‎03-30-2012
0

Re: Just got Freedom, but want Sapphire Preferred - when?

[ Edited ]

erinlobster wrote:

injustifiiable wrote:

OT but nice limit on your J. Crew card! How long have you had it???


Opened in June 2009! Until a few weeks ago, my limit was $1,670, but after getting approved for my 3x CLI on AmEx, I got ballsy and started pressing the "Request Increase" button on my other cards...and got pretty lucky!


Nice. I just hit the button on my account again and got another $200...I did it now since it's gonna report on the 1st...lol. Yay! I'm at $850.00.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Just got Freedom, but want Sapphire Preferred - when?


erinlobster wrote:

Hi all,

 

I just applied, and was approved for, a Chase Freedom card! Problem is, I also want the Chase Sapphire Preferred. I don't want to go "app-crazy" especially since both cards are from Chase. I'm wondering how long I should wait to apply. I'm happy to sit in the garden for awhile and use my cards responsibly - this is the last card on my wish list so I want to make sure I do the right things to get it.

 

My other cards and limits are as follows:

 

Chase Freedom, juuuuuust opened - $17,000

AmEx Blue Cash Preferred, opened one year ago - $18,000

Victoria's Secret - $1,300

J. Crew - $2,170

Express - $1,380

The Limited - $1,400

CareCredit - $4,100

 

EQ FICO - 701 as of 5/23

TU score - 826 as of 5/23 (from transunion.com, not sure if that's FICO or?)

EXP VantageScore - 746 as of 5/23

 

AAoA - 5 years

 

Thanks for your input!

 


I got mine after 9 months with the Freedom. At 5 months, I got auto-cli from them on my Freedom. 

 

With your profile, I think you can GET IT NOW!.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Regular Contributor
noobody
Posts: 220
Registered: ‎06-21-2012
0

Re: Just got Freedom, but want Sapphire Preferred - when?

[ Edited ]

You csp WILL be approved NOW!

  

I bet it will be instantly, worst case, if you get 7 days pending message, just call to recon, move some credit line from freedom.

 

You have nothing to worry about!

Established Contributor
emptypockets
Posts: 997
Registered: ‎02-03-2009
0

Re: Just got Freedom, but want Sapphire Preferred - when?

You will most likely be approved if you app right now. There is no hard and fast rule as far as when to apply with Chase. I got my Freedom last June 6/12, and append and was approved for CSP maybe a week later (they even used the same HP for both cards). I would't think they would deny you if you got that limit on a Freedom.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (5), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, DC Premier MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (10/2014): 813; EX (6/14): 775

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