Credit Cards Center Credit cards from our partners
Reply
Senior Contributor
Posts: 7,045
Registered: ‎06-05-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?

[ Edited ]

I'd guess your odds are good but it's impossible to say for certain even with the details provided.  I applied for 2 Chase cards (and an AmEx) within a day of each other and was approved for both (all 3, actually) but one data point doesn't really mean much and my credit is different than yours.

Senior Contributor
Posts: 4,855
Registered: ‎06-05-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?

I would wait six months before going for the CSP. You probably would be approved for it right now, but the reason I say to wait is that in six months you will likely get a much higher initial CL.

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 730 6/27/14, Last App 8/29/15
Goal Score: 800 In garden until 1/2016
Member
Posts: 16
Registered: ‎05-23-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?


injustifiiable wrote:

erinlobster wrote:

injustifiiable wrote:

OT but nice limit on your J. Crew card! How long have you had it???


Opened in June 2009! Until a few weeks ago, my limit was $1,670, but after getting approved for my 3x CLI on AmEx, I got ballsy and started pressing the "Request Increase" button on my other cards...and got pretty lucky!


Nice. I just hit the button on my account again and got another $200...I did it now since it's gonna report on the 1st...lol. Yay! I'm at $850.00.


Awesome! Congrats!!


5/23/13: EQ FICO 701, TU 826, EXP 746 (Vantage) /// Gardening for my diamond spade - no apps until 7/1/15!!
18k21k17k2.1k1.3k1.4k1.4k4.1k
Member
Posts: 16
Registered: ‎05-23-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?

Well, my impatience combined with the general vote of confidence from this thread led to me applying this afternoon...

 

...

 

...

 

and I was approved!! With a $21,000 limit!!

 

I almost can't believe it!! I'm done. DONE! To the garden I go! (It's silly, but I'm so excited!!)

 

Thanks SO MUCH for all the input!


5/23/13: EQ FICO 701, TU 826, EXP 746 (Vantage) /// Gardening for my diamond spade - no apps until 7/1/15!!
18k21k17k2.1k1.3k1.4k1.4k4.1k
Valued Contributor
Posts: 1,098
Registered: ‎02-03-2009
0

Re: Just got Freedom, but want Sapphire Preferred - when?

Nice....Congrats!


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (6), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 RLR MC, Diner's Club MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (11/2015): EQ My Fico: 808; TU MyFico: 799; EX (My Fico): 775
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Just got Freedom, but want Sapphire Preferred - when?

Senior Contributor
Posts: 4,855
Registered: ‎06-05-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?


erinlobster wrote:

Well, my impatience combined with the general vote of confidence from this thread led to me applying this afternoon...

 

...

 

...

 

and I was approved!! With a $21,000 limit!!

 

I almost can't believe it!! I'm done. DONE! To the garden I go! (It's silly, but I'm so excited!!)

 

Thanks SO MUCH for all the input!


Wow. That's a great CL. I'm suprised Chase would have come back that high after they just gave you a Freedom with a high CL as well. Its not silly to be excited. That is a wonderful result and I would be bouncing off the walls if it happened to me. Congrats to you and enjoy your time in the garden. You have earned it.

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 730 6/27/14, Last App 8/29/15
Goal Score: 800 In garden until 1/2016
Member
Posts: 16
Registered: ‎05-23-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?


red259 wrote:

erinlobster wrote:

Well, my impatience combined with the general vote of confidence from this thread led to me applying this afternoon...

 

...

 

...

 

and I was approved!! With a $21,000 limit!!

 

I almost can't believe it!! I'm done. DONE! To the garden I go! (It's silly, but I'm so excited!!)

 

Thanks SO MUCH for all the input!


Wow. That's a great CL. I'm suprised Chase would have come back that high after they just gave you a Freedom with a high CL as well. Its not silly to be excited. That is a wonderful result and I would be bouncing off the walls if it happened to me. Congrats to you and enjoy your time in the garden. You have earned it.


Thanks! I was shocked too - I figured I'd get denied, or get a really low limit, and then I'd have to call and try to "split" my limit between the Freedom and the Sapphire Preferred. I honestly can't think of another card I'd even want to have right now - I'm SO happy.


5/23/13: EQ FICO 701, TU 826, EXP 746 (Vantage) /// Gardening for my diamond spade - no apps until 7/1/15!!
18k21k17k2.1k1.3k1.4k1.4k4.1k
Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?

Congrats! Those r some nice cls Smiley Happy did they use the same pull?


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Regular Contributor
Posts: 235
Registered: ‎09-20-2012
0

Re: Just got Freedom, but want Sapphire Preferred - when?

Whoohoo!! Congratulations girl!!

iPhone. iTypos. iApologize

Current Score: EQ FICO 750 TU FICO 761 EX FICO 753
Goal Score: 800 Gardening since 9/11/2015 until 6/2016

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.