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Valued Contributor
takeshi74
Posts: 2,363
Registered: ‎06-05-2013
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Re: Just got Freedom, but want Sapphire Preferred - when?

[ Edited ]

I'd guess your odds are good but it's impossible to say for certain even with the details provided.  I applied for 2 Chase cards (and an AmEx) within a day of each other and was approved for both (all 3, actually) but one data point doesn't really mean much and my credit is different than yours.

Valued Contributor
red259
Posts: 1,702
Registered: ‎06-05-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?

I would wait six months before going for the CSP. You probably would be approved for it right now, but the reason I say to wait is that in six months you will likely get a much higher initial CL.


Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 730 6/27/14
Goal Score: 800 In garden until 1/2015
Member
erinlobster
Posts: 16
Registered: ‎05-23-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?


injustifiiable wrote:

erinlobster wrote:

injustifiiable wrote:

OT but nice limit on your J. Crew card! How long have you had it???


Opened in June 2009! Until a few weeks ago, my limit was $1,670, but after getting approved for my 3x CLI on AmEx, I got ballsy and started pressing the "Request Increase" button on my other cards...and got pretty lucky!


Nice. I just hit the button on my account again and got another $200...I did it now since it's gonna report on the 1st...lol. Yay! I'm at $850.00.


Awesome! Congrats!!


5/23/13: EQ FICO 701, TU 826, EXP 746 (Vantage) /// Gardening for my diamond spade - no apps until 7/1/15!!
18k21k17k2.1k1.3k1.4k1.4k4.1k
Member
erinlobster
Posts: 16
Registered: ‎05-23-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?

Well, my impatience combined with the general vote of confidence from this thread led to me applying this afternoon...

 

...

 

...

 

and I was approved!! With a $21,000 limit!!

 

I almost can't believe it!! I'm done. DONE! To the garden I go! (It's silly, but I'm so excited!!)

 

Thanks SO MUCH for all the input!


5/23/13: EQ FICO 701, TU 826, EXP 746 (Vantage) /// Gardening for my diamond spade - no apps until 7/1/15!!
18k21k17k2.1k1.3k1.4k1.4k4.1k
Established Contributor
emptypockets
Posts: 973
Registered: ‎02-03-2009
0

Re: Just got Freedom, but want Sapphire Preferred - when?

Nice....Congrats!


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (8/7/2014): 816; EX (6/14): 775
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09Lexie
Posts: 25,009
Registered: ‎09-13-2012
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Re: Just got Freedom, but want Sapphire Preferred - when?

Valued Contributor
red259
Posts: 1,702
Registered: ‎06-05-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?


erinlobster wrote:

Well, my impatience combined with the general vote of confidence from this thread led to me applying this afternoon...

 

...

 

...

 

and I was approved!! With a $21,000 limit!!

 

I almost can't believe it!! I'm done. DONE! To the garden I go! (It's silly, but I'm so excited!!)

 

Thanks SO MUCH for all the input!


Wow. That's a great CL. I'm suprised Chase would have come back that high after they just gave you a Freedom with a high CL as well. Its not silly to be excited. That is a wonderful result and I would be bouncing off the walls if it happened to me. Congrats to you and enjoy your time in the garden. You have earned it.


Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 730 6/27/14
Goal Score: 800 In garden until 1/2015
Member
erinlobster
Posts: 16
Registered: ‎05-23-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?


red259 wrote:

erinlobster wrote:

Well, my impatience combined with the general vote of confidence from this thread led to me applying this afternoon...

 

...

 

...

 

and I was approved!! With a $21,000 limit!!

 

I almost can't believe it!! I'm done. DONE! To the garden I go! (It's silly, but I'm so excited!!)

 

Thanks SO MUCH for all the input!


Wow. That's a great CL. I'm suprised Chase would have come back that high after they just gave you a Freedom with a high CL as well. Its not silly to be excited. That is a wonderful result and I would be bouncing off the walls if it happened to me. Congrats to you and enjoy your time in the garden. You have earned it.


Thanks! I was shocked too - I figured I'd get denied, or get a really low limit, and then I'd have to call and try to "split" my limit between the Freedom and the Sapphire Preferred. I honestly can't think of another card I'd even want to have right now - I'm SO happy.


5/23/13: EQ FICO 701, TU 826, EXP 746 (Vantage) /// Gardening for my diamond spade - no apps until 7/1/15!!
18k21k17k2.1k1.3k1.4k1.4k4.1k
Valued Contributor
djc1puno
Posts: 1,715
Registered: ‎03-07-2013
0

Re: Just got Freedom, but want Sapphire Preferred - when?

Congrats! Those r some nice cls :smileyhappy: did they use the same pull?


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Regular Contributor
shanac
Posts: 220
Registered: ‎09-20-2012
0

Re: Just got Freedom, but want Sapphire Preferred - when?

Whoohoo!! Congratulations girl!!


Current Score: EQ FICO 758 as of 4/15/14 TU FICO 789 as of 5/2013 EX 781 via Amex 6/12/13
Goal Score: 800 Gardening 10/12/13 until 8/2014 app for final PLUS Loan

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