Reply
Super Contributor
Posts: 5,494
Registered: ‎12-11-2011
0

Re: Just got a Walmart card

through the automated system, or did you talk to a CSR? When I app'd my cap1 hadn't reported yet and now that it has I'd kind of like to see if they'd up my limit a little since I have a $3000 limit reporting. 

;
Valued Contributor
Posts: 2,218
Registered: ‎09-16-2011
0

Re: Just got a Walmart card


j_casteel wrote:

Hmm, this has me wondering if i should possibly app for another GE backed card? Thoughts?


Wait they allready gave you the $150 CL,  if you apply now you will either get denied or another $150 limit, wait 3-6 months after you have made a few payments on the walmart card, and then AP you will most likely get a better CL than you would of if you got a card now and got your first CLI on that card. Build the relationship, After a while you will app and get cards from GE with  800-2000 CL's.  Start slow and build it.  

 

 My latest GE backed card came with a $2000 CL.  

 

 

 

Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5k, Walmart 10k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 8.5k and a nice stack of store cards.
Last APP/HP 4/22/2015
New Member
Posts: 2
Registered: ‎06-28-2012
0

Re: Just got a Walmart card

i talked to a csr i had issues activating my card and asked her for a cli to take advantage of the 12 month no inerest asked me a few questions and said i was approved


Starting Score: 629
Current Score: 679
Goal Score: 800

Take the FICO Fitness Challenge
Regular Contributor
Posts: 244
Registered: ‎07-29-2012
0

Re: Just got a Walmart card

Does Sam's give the free TU08 score I wonder? I like to know as well

Cap1 QS $11500, Freedom $5000K, Slate $8000 Amex Sky $2000K, Discover IT $4400, BCE $8800, NFL $1500, Lowes $7000

Starting Score: 0
Current Score: 742
Goal Score: 800


Take the FICO Fitness Challenge
Super Contributor
Posts: 5,494
Registered: ‎12-11-2011
0

Re: Just got a Walmart card


DeadSpider wrote:

Does Sam's give the free TU08 score I wonder? I like to know as well


Was just looking at it, I don't think it does, but you can use your walmart card at sams club. 

;
Valued Contributor
Posts: 2,218
Registered: ‎09-16-2011
0

Re: Just got a Walmart card

no TU score with sam's club i looked

 

 

Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5k, Walmart 10k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 8.5k and a nice stack of store cards.
Last APP/HP 4/22/2015
Regular Contributor
Posts: 237
Registered: ‎07-13-2012
0

Re: Just got a Walmart card

I applied online Monday and received a $600.00 CL.  How long should I wait before requesting a CLI?  Currently I'm setting reminders to do that for most of my cards every 4 months.

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
Super Contributor
Posts: 5,494
Registered: ‎12-11-2011
0

Re: Just got a Walmart card

GECRB is usually every 4 months, although some pwople report gettinf auto-CLIs after their second statement.
;
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.