cancel
Showing results for 
Search instead for 
Did you mean: 

Just got an invite to final credit card. 1% card

Established Contributor

Just got an invite to final credit card. 1% card

So I have no idea when I signed up for the beta invite but today in my email I get a link to apply. Has anyone gotten this email yet?

 

 2016-10-20_20-07-19.png

37 REPLIES
Valued Contributor

Re: Just got an invite to final credit card. 1% card

A few here have recieved the invite as well. Not myself but others.

694 INQs: 10717 INQs: 11704 INQs: 10Total Credit Line: $622,250
Established Contributor

Re: Just got an invite to final credit card. 1% card

It would be an interesting card if they had offered at least 2% cashback. It has $49 AF after the first year so I don't know if this is going to be a good card to have.
Established Contributor

Re: Just got an invite to final credit card. 1% card

So this card gives 1% cash back with an AF of $49?  Why would one want this card, is there something I'm missing?

 

EDIT:  I just googled it, and see it gives you a different credit card number to use every time which sounds intriguing.  However, I haven't had any issues with fraud on any of my cards as of the last several years so it still doesn't seem worth it to me.

Established Contributor

Re: Just got an invite to final credit card. 1% card

Only thing that doesn't exist as far as I know, this card has virtual one time use numbers which is a good feature (Citi has it?). It also has only one APR (not low -18%). Other than that I don't see anything
Established Contributor

Re: Just got an invite to final credit card. 1% card

I also had forgotten signing up for this one. I got the email to apply today. Verified that it's a EX pull to apply. 

 

The bank that underwrites it is First Bank & Trust in SD from what I can tell... I didn't find much when I googled them.

Scores 01/04/2017: EQ 719, TU 750, EX 716
Goal scores: 740 across the board
Super Contributor

Re: Just got an invite to final credit card. 1% card

It's some kind of new card with changing card numbers for higher security.

FICO8 EQ 725 TU 750 EX 717 Total revolving credit 443500
Established Contributor

Re: Just got an invite to final credit card. 1% card

Yeppp. Got an invie as well. But I do not need more HPs...I'll wait until the end of 2017...
Open Sky Visa: $375 | First Progress MC: $404 | CapOne MC: $605 | CapOne QuickSilver MC: $2150 | Cabela's Visa: $4000 | Barclaycard® Rewards MC: $1000 | Blaze MC:$1500 | First Savings MC: $1500 | Legacy Visa:$1750 | AMEX BCE®: $3000 | Discover It Card: $3800 | Chase Freedom: $4800 | Chase SLATE: $3800 | CSP®: $7000 | United MileagePlus® Explorer: $7000 | Amazon RewardsVSA: $4800 | Old Navy: $4500 | Gap: $4500 | Banana Republic: $4500 | Walmart: $10000 | Sams Club:$10000 | AEO® Visa: $8000 | TJX MC: $6000 | Amazon Store Card: $3500 | Belk: $5000 | Macy's: $20000 | J.Crew: $2000 | Abercrombie: $1350 | Express: $2400 | Buckle: $1500 | Kay: $6000 | PayPal: $2774 | Overstock: $6200 | SMG Visa: $3000 | Citi® AAdvantage: $14500
Senior Contributor

Re: Just got an invite to final credit card. 1% card

I also received the same email tonight. I'm going to pass on this one.
FICO 8 Scores EQ=754 TU=779 EX=769 (INQ) EQ=19 TU=15 EX=15 TCL=$546,200
Established Member

Re: Just got an invite to final credit card. 1% card

Note that the virtual card numbers only work for online. The physical card itself does not have dynamic card numbers (this technology does exist, but not in this card).

 

Here are some downsides of using virtual card numbers online:

https://www.mybanktracker.com/credit-cards/faq/why-virtual-credit-card-numbers-not-worth-it-167574