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Just got approved for AmEx BCE

Valued Contributor

Re: Just got approved for AmEx BCE


ewingerter wrote:

Is the AmEx BCE an off brand of Amex? If so who is BCE?



BCE=best card ever

Message 11 of 15
Valued Contributor

Re: Just got approved for AmEx BCE

Blue Cash Everyday:

 

http://www304.americanexpress.com/getthecard/learn-about/BlueCash-Everyday

 

edited: Wrote Preferred instead of Everyday

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 12 of 15
Regular Contributor

Re: Just got approved for AmEx BCE

I was approved for a 2,500 CL      I was gonna wait until it came in instead of calling, but I got tired of looking for it in the mail everyday.  Apparently Ill get my card around Dec. 21    Smiley Sad       I was planning on using it on Dec 13 to put 450 on it, oh well.  

 

I feel super happy I got in the door with AmEx exp. with the BCE card.    After seeing me real score for the first time I say that I was rather blown away and felt kind of stupid I didnt apply for other sweet reward credit cards sooner.  

 

I keep day dreaming about all thise 3,2,1 cash back ill be saving, lol.   

MyFICO score- Equifax - 12.03.11 - 780 Experian 12.03.11 - 763
(FAKO Scores) EXP PLUS Score Dec 2011. 748
Advanced Risk Score 2.0 (NextGen) 793 Dec 2010
Vantage Score (2011) MAR = 771 Jun = 771 Sept= 788 Dec= 773
2012 MAR = 782 JUN=783 Dec = 789
2013 Mar-796 Jun-799 Dec- 797
Message 13 of 15
Valued Contributor

Re: Just got approved for AmEx BCE


castlefox wrote:

I was approved for a 2,500 CL      I was gonna wait until it came in instead of calling, but I got tired of looking for it in the mail everyday.  Apparently Ill get my card around Dec. 21    Smiley Sad       I was planning on using it on Dec 13 to put 450 on it, oh well.  

 

I feel super happy I got in the door with AmEx exp. with the BCE card.    After seeing me real score for the first time I say that I was rather blown away and felt kind of stupid I didnt apply for other sweet reward credit cards sooner.  

 

I keep day dreaming about all thise 3,2,1 cash back ill be saving, lol.   



That's a good starting CL, Congratulations!!

 

Just out of curiosity, why did you go for the BCE, instead of the BCP? I have not familiarized myself with the BCE so I'm not exactly sure what the 3,2,1 cash rewards are with this card (as you mentioned above)

 

I have the BCP and I know it's 6% back at grocery stores, 3% back at gas stations & dept stores and 1% back everywhere else.

 

What are the 3,2,1 categories with the BCE?


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge


Message 14 of 15
Highlighted
Regular Contributor

Re: Just got approved for AmEx BCE

The BCE cash back categories are  >

 

 Earn 3% cash back at supermarkets.

• Earn 2% cash back at gas stations and department stores.
• Earn 1% cash back on all other eligible purchases

 

I really love that there are no limits on cash back rewards.  Its one of the reasons why I went with this card.  

 

I would totally have been willing to spend the 75 dollar fee for the BCP but I dont spend enough money at the moment to make it worth it in the end.     Im in saving as much money as I can while I live at home for free mode.  

MyFICO score- Equifax - 12.03.11 - 780 Experian 12.03.11 - 763
(FAKO Scores) EXP PLUS Score Dec 2011. 748
Advanced Risk Score 2.0 (NextGen) 793 Dec 2010
Vantage Score (2011) MAR = 771 Jun = 771 Sept= 788 Dec= 773
2012 MAR = 782 JUN=783 Dec = 789
2013 Mar-796 Jun-799 Dec- 797
Message 15 of 15