My credit is so much better then what I was. I just recently got a $500 CLI (without asking) on my Paypal credit line and also another increase on my Walmart card. I currently have an Orchard card at a lowley $400 CLI. Should I cancel and if I do, would it negatively effect my credit rating?
If there is an annual fee then I would personally recommend "yes" close the account.. if no annual fee keep it.
It's only a $400 limit with a $79 annual fee. I used to to rebuild, but now I have no use for it. I will also not affect my AAA
Thanks!! Im going to do that tomorrow. I appreciate all the feedback.
How are they with having multiple cards? I have one more rebuilder card id like to toss.
What other rebuilder card do you want to give the ole' heave-ho?