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Posts: 102
Registered: ‎09-24-2007
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Just got approved for Personal Line of Credit from Wells Fargo- wanted to share the info

I didn't see a forum for line of credit products so I'm posting here.


I just applied for an unsecured  LOC online at Wells Fargo and was approved for what I asked for which was $10k.    I applied online Friday night and the money was deposited into my checking account last night (Tuesday) - I have my checking account with Wells Fargo, used to be Wachovia.   I had to go into the branch on Monday for them to print out the loan documents but that was all I had to do - didn't have to sign anything.   I live in GA and when I apply for credit 95% of the time they pull Equifax but according to my loan docs they pulled Experian and my score was 700.   Just wanted to share this info in case anyone else was interested in a LOC.

Regular Contributor
Posts: 142
Registered: ‎01-19-2010
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Re: Just got approved for Personal Line of Credit from Wells Fargo- wanted to share the info

Good info.  Thanks.  I've also had some luck getting a home improvement (unsecured) LOC through American General financing in the last year and a half or so.



Starting Score: 542 (in 2006)
Current Score: 661 (TU FICO), 677 (EQ FICO), 672 (EX FICO)
Goal Score: 750+
Senior Contributor
Posts: 4,383
Registered: ‎05-01-2008
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Re: Just got approved for Personal Line of Credit from Wells Fargo- wanted to share the info



That's good to know, seeing that I too have Wachovia/Wells.  My checking acct is still accessed thru Wach.  My Debit & CC still "say" Wachovia, but my CC & Debit card points are accessed through the Wells site.


I wish they would just fully merge the 2 & be done with it!  So...what was your rate on the LOC??

Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 04/2017 TU 754 - EQ 757 - EX 747
Goal Score: 850

Bury me in the garden...last app 08.09.15

Frequent Contributor
Posts: 309
Registered: ‎07-19-2010
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Re: Just got approved for Personal Line of Credit from Wells Fargo- wanted to share the info

What was the interest rate if you don't mind me asking?

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