09-04-2012 09:20 AM
09-04-2012 09:26 AM
In all honesty those scores are quite low, and if they pulled TU (most likely), that is not even borderline. You can always try to recon and explain away the baddies.
09-04-2012 09:36 AM
Do you have any baddies with GEMB or GECRB?
09-04-2012 10:00 AM
09-04-2012 10:03 AM - edited 09-04-2012 10:07 AM
Okay I asked because before I managed to GW some GEMB lates I was unable to get any GE-backed cards. You should wait until your TU is > 630 and re-app. Recons are few and far between with GE - it seems they are almost completely computerized in their decisions. Wait for the letter and let us know what the denial reasons are.
EDIT: Recon = Reconsideration. Exactly what it sounds like. You ask an underwriter to review your application. Sometimes the computers deny what a human would approve.
09-04-2012 10:05 AM
Try to recon using the backdoor number. This way you will have an actual person looking at your CR and not an automated system. It's worth a try.
09-04-2012 10:09 AM
How can I get the backdoor #?
From us. 877-294-7548 or 877-294-8770
09-04-2012 10:35 AM