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Just got my Walmart card today and WOW I'm in 700 land FICO

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pt2005
Regular Contributor

Just got my Walmart card today and WOW I'm in 700 land FICO

Just got my Walmart card $2200 today (apped in store). My Walmart FICO says 708 so I'm very glad.

 

About a year ago my score was in the high 500s, so I must have jumped 100+ in a year.

 

Thanks guy.

 

 

This forum rocks and I learned (and still learning) and great deal from this everyday.

 

FICO Scores 8: EX 731, EQ 731, TU 725

Credit Cards: Chase Freedom 9.5K | AMEX TrueEarnings 4.5K | Cap1 Venture Visa 3.5K | Cap1 QS MC 3.5K | Discover IT 1K | Cap1 Spark Cash 15K | AMEX SimplyCash 9K

Store: PayPal SmartConnect 10K | JCP 5.2K | Banana 3.3K | Walmart 4.5K | Kohls 1.5K | TargetRED 200
Message 1 of 13
12 REPLIES 12
webhopper
Moderator Emeritus

Re: Just got my Walmart card today and WOW I'm in 700 land FICO

Congrats on joining the 700 club!

Hopefully you'll continue to contribute to the forum and "pay it forward"

 

Way to go!

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 2 of 13
FocusedAndDetermined
Senior Contributor

Re: Just got my Walmart card today and WOW I'm in 700 land FICO

Congrats!

Message 3 of 13
09Lexie
Moderator Emerita

Re: Just got my Walmart card today and WOW I'm in 700 land FICO

Message 4 of 13
indiolatino61
Valued Contributor

Re: Just got my Walmart card today and WOW I'm in 700 land FICO


@pt2005 wrote:

Just got my Walmart card $2200 today (apped in store). My Walmart FICO says 708 so I'm very glad.

 

About a year ago my score was in the high 500s, so I must have jumped 100+ in a year.

 

Thanks guy.

 

 

This forum rocks and I learned (and still learning) and great deal from this everyday.

 


Congrats!

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Message 5 of 13
parakleet
Valued Contributor

Re: Just got my Walmart card today and WOW I'm in 700 land FICO

Congrats.

Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Message 6 of 13
dddfresh
Frequent Contributor

Re: Just got my Walmart card today and WOW I'm in 700 land FICO

Awesome!

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 7 of 13
pt2005
Regular Contributor

Re: Just got my Walmart card today and WOW I'm in 700 land FICO

Thanks everyone. I have a few questions about the FICO Walmart, apologize in advance if they have been asked before.

 

1) The beginning of next month is about 10 days from now. Does that mean I'll get a fresh score then? I got the first score today 19th

 

2) Is this the same score on all GE backed cards? i.e. I have 4 GE cards now, so next time I call Credit Solutions I can key off this score to know how I'm doing, scorewise?

 

3) I was initially given $1200 when approved in store. Called them immediately and told them I have 3 other GE cards. Looks like they matched the CL to my lowest GE card which is Banana, should I call them to ask to match my highest CL ($3400) or should I just chill for 4 months?

 

Thank you very much

FICO Scores 8: EX 731, EQ 731, TU 725

Credit Cards: Chase Freedom 9.5K | AMEX TrueEarnings 4.5K | Cap1 Venture Visa 3.5K | Cap1 QS MC 3.5K | Discover IT 1K | Cap1 Spark Cash 15K | AMEX SimplyCash 9K

Store: PayPal SmartConnect 10K | JCP 5.2K | Banana 3.3K | Walmart 4.5K | Kohls 1.5K | TargetRED 200
Message 8 of 13
myjourney
Super Contributor

Re: Just got my Walmart card today and WOW I'm in 700 land FICO

Congrats you have come full circle from where you started

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 13
webhopper
Moderator Emeritus

Re: Just got my Walmart card today and WOW I'm in 700 land FICO

In my opinion... Just chill for 4 months, don't be too aggressive knowing that you'll get another chance to increase in 4 months
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 10 of 13
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