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Just got my first Synchrony Pre-Approval!!!!

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willwar14
Valued Contributor

Just got my first Synchrony Pre-Approval!!!!

For a Gas card but still!!

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CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 1 of 19
18 REPLIES 18
creditguy
Valued Contributor

Re: Just got my first Synchrony Pre-Approval!!!!

Congrats!!! if it's your first synchrony card it a great way to build a history with them and they will treat you good if you treat them good. 

Message 2 of 19
Anonymous
Not applicable

Re: Just got my first Synchrony Pre-Approval!!!!


@willwar14 wrote:

For a Gas card but still!!

Screen Shot 2015-11-07 at 7.15.01 PM.png

Screen Shot 2015-11-07 at 7.16.47 PM.png

Screen Shot 2015-11-07 at 7.18.26 PM.png


I received this offer too today? So did you app for this card? I wonder how much max SL they can give? 

Message 3 of 19
Anonymous
Not applicable

Re: Just got my first Synchrony Pre-Approval!!!!

I can vouch for Synchrony !!! I have both the Walmart and Old Navy card through them and they have been great to me!!! 

 

Now as far as your pre approval, I can see you have a very decent profile (CL's and Total CL) If its one thing I learned, its been, not apply for too many Store/Single Business Cards (cards only good for one store or its affiliates) as it limits your usage of the card to only those places, NOW getting, Charge Cards with usage good anywhere the logo is accepted is a better bet as you can not only use it at the places the single business cards offer their CC's but anywhere else too allowing you to rack up multiple type of rewards in some cases.

 

That is just my opinion but if you happen to pump at Chevron/Texaco as a rule every time you need fuel, then you can always go for it, but just know that it wouldnt be any different than you applying for a charge card and using it there too (you might even get a hicher CL on a charge card versus a gas card)

 

great bank either way you go.

Message 4 of 19
securingourfuture
Established Contributor

Re: Just got my first Synchrony Pre-Approval!!!!

I also got this one. I went for the visa version.

8/22/18: BK7 filed EXP 490 TU 430 EQ 429
11/28/18: BK7 discharged EXP 586 TU 578 EQ 527
06/08/21: EXP 656 TU 643 EQ 701
Message 5 of 19
Anonymous
Not applicable

Re: Just got my first Synchrony Pre-Approval!!!!

That's a waste of time card.
Message 6 of 19
Anonymous
Not applicable

Re: Just got my first Synchrony Pre-Approval!!!!

Congratulations!

Message 7 of 19
Anonymous
Not applicable

Re: Just got my first Synchrony Pre-Approval!!!!

Is it worth it to get this gas card with low SL compared to other CC with higher limit and like 5x rewards gas points like the Penfed Platinum Rewards CC?

Message 8 of 19
Anonymous
Not applicable

Re: Just got my first Synchrony Pre-Approval!!!!

Me and my daughter both got that last week.  If it was a Visa/MC I might have done it.

Message 9 of 19
willwar14
Valued Contributor

Re: Just got my first Synchrony Pre-Approval!!!!

No, I didn't end up applying, I'm trying to stay in the garden. 

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 10 of 19
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