While largely in a similar situation as you both, be mindful that it's easy to get caught up in the credit game. The rat race of always wanting that next and better card along with higher limits is beyond tempting. Building credit is exciting, especially when you see progress. Approvals, cli's, score increases are all seen as hoyous occaisions. While they are 'good' things in terms of credit, be cautious.
Building credit is new and thrilling, but it is far too easy to ruin it in a heartbeat. Higher limits are both a blessing and a curse. Debt is never fun and can quickly rack up. It's important to recognize credit for what it is, as well as to understand when it is not needed. At the end of the day credit cards are just another form of payment, with their own pros and cons. Once you feel you have enough credit for your purposes it's worthwhile to consider entering the garden. It's all about perspective.
“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
Citi Prestige World Elite Mastercard ($35,000.00), Merrill+ Visa Signature ($25,000.00), Amex BCP ($29,700.00), Amex Green (NPSL), Capital One Quicksilver World Mastercard ($10,000.00), Chase Ink Business Bold (NPSL)
TU-778 (12/03/2014))
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)
Capital One Platinum $750 (3/11) | Macy's $2K (1/12)
