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Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012

Re: Just got my new AMEX BPC.... Finally!!

If you get the lowest standard rate offered to new applicants you won't get your FICO score.  Sure, Amex will sometimes offer people lower APRs than 17.24%, but that is the lowest standard offering to new applicants, so you won't get your FICO.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Contributor
irving_magik
Posts: 167
Registered: ‎07-13-2011

Re: Just got my new AMEX BPC.... Finally!!

Oh well, I was looking forward to getting my Fico score for EX..... but I'll definately take the lower APR though.

 

 

Maybe I'll get it from my recent Freedom app, we will see.

 

 

Thank you all for the replies.

Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
Established Contributor
djrez4
Posts: 504
Registered: ‎08-28-2012

Re: Just got my new AMEX BPC.... Finally!!

Do you have a recent EX Plus score?  I'm curious how my BCP goal is coming along and would like to compare scores.

Contributor
irving_magik
Posts: 167
Registered: ‎07-13-2011

Re: Just got my new AMEX BPC.... Finally!!

Yes, my recent Plus score was 730.
Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
Contributor
irving_magik
Posts: 167
Registered: ‎07-13-2011

Re: Just got my new AMEX BPC.... Finally!!

Good luck on your application.
Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)

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