Today it arrived but wats weird it's that I had problems when I applied in the store I got the typical ... "we need more info 7-10 day message" idk even know why if I have a checking account with a bank ...BUT I do have a chexsystems account open that I owe from BoA that I'm paying this weekend. Cause it's just giving me alot of problems. But today it arrivedin the mail so its all confusing!
They do a Certigy check (a similar, if not the same check, they would run if you actually wrote a paper check in the store).
Depending on the situation that got you listed with Chexsystems, there may be some crossover problems.
Likely you had some flag that needed further review (maybe a history of a few bounced checks that were paid, etc.). It's good to know they seem to actually be putting some thought into it and not just assuming someone with a Certigy and/or Chexsystems report is immediately evil and must be avoided.
Yea..I owe 233 to BoA from a old debit card but Monday I get paid an that thing is PAID FOR SURE!!! Im tired of tha thing popping out! (even though is my fault in th first place) but yea at least they further checked.
Does Target do any sort of credit pull for the debit card?
I want to get one for the 5% back but its not worth it to me if there's a hard pull.
Current Cards: American Express Blue Cash Preferred - March 2007 - CL $10,000 Citi Forward Visa Signature - September 2009 - CL $6,500 Chase Freedom - March 2011 - CL $15,000 Chase Sapphire Preferred - May 2013 - CL $12,500 Discover It - November 2013 - $5,000 Barclay Arrival - January 2014 - $10,000
