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Valued Contributor
dodgerslv
Posts: 1,781
Registered: ‎06-16-2012
0

Just got offered to upgrade my Green AMEX to PRG or Platinum?

[ Edited ]

So i logged in to my account and when i clicked on "view all charge and credit cards" it gave me the option to view my offers and then on the left hand corner of the page it gave me to choice to upgrade my card to a PRG, Gold or Platinum.  Is this like a legit offer like a PC change or an invitation to apply for another charge card?


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Established Contributor
n777ua
Posts: 573
Registered: ‎05-29-2011
0

Re: Just got offered to upgrade my Green AMEX to PRG or Platinum?

Its legit, its just a PC to Gold or Plat, not a new account.

Amex Green NPSL, Amex BCE $19.7k, Amex HH Surpass $11.3k, Amex Simply Cash Business $3k, Chase Ink Bold $15k (flex)Chase Sapphire Preffered $26k, Citi Diamond $13.3k, Citi TY Preferred $10.5k, Virgin Atlantic Amex $8k, Discover Motiva $10k, Boa World Elite $10k, US Bank Visa $4.1k, GE Amazon $4k, GE Lowes $6k, BillMeLater $5.3k, Target $.2k, CapOne $2k Von Maur NPSL,
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Just got offered to upgrade my Green AMEX to PRG or Platinum?

Its an offer to PC.  I've got a standing offer to upgrade to Platinum, but for me, I wouldn't have a need for the platinum benefits


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Valued Contributor
dodgerslv
Posts: 1,781
Registered: ‎06-16-2012
0

Re: Just got offered to upgrade my Green AMEX to PRG or Platinum?

thanks guys...i am really interested in the PRG (card i should have applied in the first place). Too bad no offers will come with the card if i upgrade.


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





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09Lexie
Posts: 25,954
Registered: ‎09-13-2012
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Re: Just got offered to upgrade my Green AMEX to PRG or Platinum?

Valued Contributor
dodgerslv
Posts: 1,781
Registered: ‎06-16-2012
0

Re: Just got offered to upgrade my Green AMEX to PRG or Platinum?


09Lexie wrote:
So, you gonna upgrade or keep what you have?

not sure Lexie...still thinking about it. It is quite an incrase on the AF thats for sure. Will the use of the card justify it is the question....lol


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Frequent Contributor
sandman2435
Posts: 403
Registered: ‎01-22-2011
0

Re: Just got offered to upgrade my Green AMEX to PRG or Platinum?

@dodgeslv, It all depends how much you plan on running thur the card to offset the increased membership fee..As the PRG has a better points 3/2/1 vs the Platinum..I just downgraded my Platinum to the PRG as I don't travel as much,,If you do a lot of travel the Platinum is a great deal

Valued Contributor
dodgerslv
Posts: 1,781
Registered: ‎06-16-2012
0

Re: Just got offered to upgrade my Green AMEX to PRG or Platinum?


sandman2435 wrote:

@dodgeslv, It all depends how much you plan on running thur the card to offset the increased membership fee..As the PRG has a better points 3/2/1 vs the Platinum..I just downgraded my Platinum to the PRG as I don't travel as much,,If you do a lot of travel the Platinum is a great deal


I have ran about 1200 since mid-March. I am thinking i should average about 500-800 a month thru charges. I think i should be good for the PRG, not interested in the Platinum right now.


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Frequent Contributor
frugalQ
Posts: 484
Registered: ‎03-23-2012
0

Re: Just got offered to upgrade my Green AMEX to PRG or Platinum?

OP, How long have you had the card?

The reason I ask is because the 'upgrade' option showed up for me long BEFORE I made it to 13 months with my Green card. However, when I clicked on it, I got an 'not eligible' message. When I called cs, I was told that my card was not eligible for upgrade because of the 13 month rule.

I think that's a standard option for those with charge cards.

YMMV, of course.
Capital One Platinum 0/2.5K - AmEx Green NPSL - Amex Hilton HHonors Surpass 0/7K - Amex BCP 0/8.5K - Chase Freedom 0/3K - Discover IT 0/6.5K - LOC 0/2.5K
Valued Contributor
dodgerslv
Posts: 1,781
Registered: ‎06-16-2012
0

Re: Just got offered to upgrade my Green AMEX to PRG or Platinum?


frugalQ wrote:
OP, How long have you had the card?

The reason I ask is because the 'upgrade' option showed up for me long BEFORE I made it to 13 months with my Green card. However, when I clicked on it, I got an 'not eligible' message. When I called cs, I was told that my card was not eligible for upgrade because of the 13 month rule.

I think that's a standard option for those with charge cards.

YMMV, of course.

you know what frugal? you may be right about that. Have had the card since March so if that is the rule then i probably will not be eligible. If i try it and it gives me the not eligible message then it probably is the same for me. I think you do have to have it for at least 13 months.


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).






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