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@09Lexie wrote:
After you are a member sometimes you will have the message in your inbox. It still will be an additional HP- dont ask me why. 😒
Thanks for the info. I'm not in a hurry to apply for the credit card. I know pre-approval doesn't mean anything. They still need HP for credit decision.
Ron.
@Meltdownblitz wrote:
So if I apply for membership and apply for cc, that would be 2 pulls?! Ahh!
Yep. But they will use the same pull for multiple products so one pull for a CC and a loan if needed but regardless it will be in addition to the pull for membership.
Please keep us posted. I'm thinking about joining DCU.
You will find mixed reviews about DCU on here; almost a 50% like/not like
They are less stringent than PenFed but you can't beat the free EQ FICO. Their products are not bad at all either. I live close to a branch here in MA so it's convenient too
I applied for membership last year. Under the account management screeen there was a preapproval for a visa for 10,000.00. I hit the button and recevied the visa. I am not sure if it was a hp. I will have to check.