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@zerobacan wrote:
Called to refi my auto loan!! Approved!
My current loan with another CU was 11.700 9.75% $285
Dcu is now 5.5% monthly payment $225
And also a personal loan for 3000 at 14.5% much better tha. My 33% rebuilder loan that ill pay off!
You go DCU!!
awesome, that is what I'm going for. Just joined today. I am actually going switch entirely to DCU, PNC Bank (my current) is of no use to me and they annoy me. I am hoping DCU will get me a lower rate than I have now on my auto loan (18.99%!!!!)
@zerobacan wrote:
Called to refi my auto loan!! Approved!
My current loan with another CU was 11.700 9.75% $285
Dcu is now 5.5% monthly payment $225
And also a personal loan for 3000 at 14.5% much better tha. My 33% rebuilder loan that ill pay off!
You go DCU!!
Congrats on your auto loan!!! Did you apply for cc?
Ron.
@zerobacan wrote:
Ron. My app.was for the auto loan refi then he came back saying. U were pre approved for either a loan or a cc... I picked the loan... I would get a 3ks + cc would it been my first over 1k but i need to pay down higher intersest loans first
Ok.. How did you find out you were pre-approved for a loan or cc? You made a good choice.
Ron.
so they only let you choose one at a time? a loan or CC?
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000
@zerobacan wrote:
Icalled and talked to the csr, he was super friendly.and even more knowledgeable. He gave me options. I opted for the refi and then made an app for it. He checked my cr told me i was approved for the refi and then told me i was pre for a cc at 15.5 % or a loan at 14.5 i asked about limits he said he did not know and asked me for how much o was looking. He put me in hold talked to the underwriter and came back w a counter offer that i took
Sorry im on the phone
Thanks for your reply and the great info. Did they pull your credit again or using the same pull for joining the membership?
Ron.