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Senior Contributor
Ron1
Posts: 4,698
Registered: ‎05-23-2009

Re: Just joined DCU!!!!!!

Thanks for the great info. I want to see whether they will give the membership or not. I just don't want to waste another inquiry for nothing. :smileyhappy:

 

 

Ron.

Moderator
09Lexie
Posts: 24,377
Registered: ‎09-13-2012

Re: Just joined DCU!!!!!!

I was approved for $10k CS 715, 7 inq's , and a dismissed Ch13 from 2005. Util was a high probably 20-24%. They didn't ask for income probably because of the direct deposit. They also refi'd my car with the same cr pull to 1.99%. Like Rhaeny, I opted for the reg Visa cause their rewards card is useless. APR is 9.5%
Senior Contributor
Ron1
Posts: 4,698
Registered: ‎05-23-2009

Re: Just joined DCU!!!!!!


09Lexie wrote:
I was approved for $10k CS 715, 7 inq's , and a dismissed Ch13 from 2005. Util was a high probably 20-24%. They didn't ask for income probably because of the direct deposit. They also refi'd my car with the same cr pull to 1.99%. Like Rhaeny, I opted for the reg Visa cause their rewards card is useless. APR is 9.5%

Thanks. DCU Platinum Rewards APR is high and points base rewards is pretty useless. You're correct. I got a few of those from other CUs. I need to wait for Cap1 EO for my other Cap1 CLI. I think they pulled EQ last time. I didn't want them to see more inquiries on my report. Secondly, I want to see if I can get in.  I have perfect credit history but I have too many accounts opened and too many inquiries.  I got denied from other CU because of that. I hope they're not as picky as them.

 

 

Ron.

Valued Contributor
RockinRay
Posts: 1,937
Registered: ‎08-13-2007

Re: Just joined DCU!!!!!!

Ron -

 

I joined earlier this year. No documentation requested. I have with them:

 

$60 in savings.

$10k Visa

 

You will get in. In my case, as soon as the card got here, I just ran it down the shreder. No need for it. I think I got a low APR from them, do not remember.

 

Nicew to have that monthly FICO score. Makes it all worth it.

Ray

** Every Card has a Job, and Every Card does its Job **

Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: Just joined DCU!!!!!!

I was approved for 7k with 14 iqns and 9 new accounts within 6 months. I got the 11.9% apr
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
zerobacan
Posts: 726
Registered: ‎01-13-2013

Re: Just joined DCU!!!!!!

Dear Member, 

Thank you for joining DCU! 

We have received all of the documents and information you provided and have opened your membership. 

Please allow 7-10 days to receive all of your membership materials. 

 

Yei!!!

 

I guess Ill have to call and get my membership number from them?

 

 

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Senior Contributor
Ron1
Posts: 4,698
Registered: ‎05-23-2009

Re: Just joined DCU!!!!!!

Congrats!!!! I still haven't heard anything from them. I'm still waiting.

 

 

Ron.

Senior Contributor
Ron1
Posts: 4,698
Registered: ‎05-23-2009

Re: Just joined DCU!!!!!!


RockinRay wrote:

Ron -

 

I joined earlier this year. No documentation requested. I have with them:

 

$60 in savings.

$10k Visa

 

You will get in. In my case, as soon as the card got here, I just ran it down the shreder. No need for it. I think I got a low APR from them, do not remember.

 

Nicew to have that monthly FICO score. Makes it all worth it.


Ray,

 

Thanks for your reply. I'm still waiting.

 

 

Ron.

Established Contributor
zerobacan
Posts: 726
Registered: ‎01-13-2013

Re: Just joined DCU!!!!!!


Ron1 wrote:

Congrats!!!! I still haven't heard anything from them. I'm still waiting.

 

 

Ron.


You should be fine.

 

Where do I get my member number from?

 

my Capone card is suppost to report a lower balance tomorrow, then Ill app for the Visa card :smileyhappy:, what do you think?

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Moderator
09Lexie
Posts: 24,377
Registered: ‎09-13-2012

Re: Just joined DCU!!!!!!


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