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Thanks for the great info. I want to see whether they will give the membership or not. I just don't want to waste another inquiry for nothing.
Ron.
@09Lexie wrote:
I was approved for $10k CS 715, 7 inq's , and a dismissed Ch13 from 2005. Util was a high probably 20-24%. They didn't ask for income probably because of the direct deposit. They also refi'd my car with the same cr pull to 1.99%. Like Rhaeny, I opted for the reg Visa cause their rewards card is useless. APR is 9.5%
Thanks. DCU Platinum Rewards APR is high and points base rewards is pretty useless. You're correct. I got a few of those from other CUs. I need to wait for Cap1 EO for my other Cap1 CLI. I think they pulled EQ last time. I didn't want them to see more inquiries on my report. Secondly, I want to see if I can get in. I have perfect credit history but I have too many accounts opened and too many inquiries. I got denied from other CU because of that. I hope they're not as picky as them.
Ron.
Ron -
I joined earlier this year. No documentation requested. I have with them:
$60 in savings.
$10k Visa
You will get in. In my case, as soon as the card got here, I just ran it down the shreder. No need for it. I think I got a low APR from them, do not remember.
Nicew to have that monthly FICO score. Makes it all worth it.
Dear Member,
Thank you for joining DCU!
We have received all of the documents and information you provided and have opened your membership.
Please allow 7-10 days to receive all of your membership materials.
Yei!!!
I guess Ill have to call and get my membership number from them?
Congrats!!!! I still haven't heard anything from them. I'm still waiting.
Ron.
@RockinRay wrote:Ron -
I joined earlier this year. No documentation requested. I have with them:
$60 in savings.
$10k Visa
You will get in. In my case, as soon as the card got here, I just ran it down the shreder. No need for it. I think I got a low APR from them, do not remember.
Nicew to have that monthly FICO score. Makes it all worth it.
Ray,
Thanks for your reply. I'm still waiting.
Ron.
@Ron1 wrote:Congrats!!!! I still haven't heard anything from them. I'm still waiting.
Ron.
You should be fine.
Where do I get my member number from?
my Capone card is suppost to report a lower balance tomorrow, then Ill app for the Visa card , what do you think?