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Just joined DCU!!!!!!

Established Contributor

Re: Just joined DCU!!!!!!

the new app dept would give you more info, maybe they need more info from you. I would call and ask to be transfer Smiley Happy

 

The CSR girl said something interesting when talking about me getting a loan or a VISA CC

 

she said, yeah apply now and we will use the same CR we just pulled for your membership....

as far as i know everyone says the CC or loan is a 2nd HP no matter what...

 

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 81 of 344
Moderator Emerita

Re: Just joined DCU!!!!!!

It will be a 2nd Hp. Chances are the CSR you spoke to is not in the loan dept. but, you can also double check and call the loan dept directly. Who knows, maybe they are changing their policy!
Message 82 of 344
Established Contributor

Re: Just joined DCU!!!!!!


09Lexie wrote:
It will be a 2nd Hp. Chances are the CSR you spoke to is not in the loan dept. but, you can also double check and call the loan dept directly. Who knows, maybe they are changing their policy!

I thought the same, but she sounded very confident about it....

 

Ill let you guys know tomorrow

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 83 of 344
Moderator Emerita

Re: Just joined DCU!!!!!!

Message 84 of 344
Established Contributor

Re: Just joined DCU!!!!!!

09Lexie, nop Im waiting for my capone to report a lower balance tomorrow. And i will. I cant hold the itch tought!!!
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 85 of 344
Super Contributor

Re: Just joined DCU!!!!!!


zerobacan wrote:
09Lexie, nop Im waiting for my capone to report a lower balance tomorrow. And i will. I cant hold the itch tought!!!

Good luck!!!!

 

 

Ron.

Message 86 of 344
Super Contributor

Re: Just joined DCU!!!!!!

I just called them to check the status of the membership. He is very nice and helful. He checked on everything. He put me on hold. They got everything. They need more time process my application. He told me to call back on Monday and Tuesday. Is it normal to take that long to process the membership application?  It took that long when I joined SDFCU.  My apps was denied ( I think).

 

 

Ron.

Message 87 of 344
Moderator Emerita

Re: Just joined DCU!!!!!!

Message 88 of 344
Super Contributor

Re: Just joined DCU!!!!!!


09Lexie wrote:
For some it has but for others no.

Thanks. I read some of the previous threads. Someone took a week or up to a month to get in. I hope they will let me join.

 

 

Ron.

Message 89 of 344
Established Contributor

Re: Just joined DCU!!!!!!

Called to refi my auto loan!! Approved!
My current loan with another CU was 11.700 9.75% $285
Dcu is now 5.5% monthly payment $225

And also a personal loan for 3000 at 14.5% much better tha. My 33% rebuilder loan that ill pay off!

You go DCU!!
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 90 of 344