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CU cards aren't rated as CF accounts are they?
@score_building wrote:CU cards aren't rated as CF accounts are they?
Shouldn't be.
@oracles wrote:
Actually i just did Midnight lol and the examples they gave does not fit my profile. I dont think i have any accounts that fit this description. I have always had prime cards unless they are speaking about some Credit Union cards i have. I dont have any starter cards or BK/rebuilding cards cause, thank you god, i have never been in that predicament.
Some examples of companies that provide CFL are HFC (subsidary of HSBC), Beneficial, Wells Fargo. These companies send out letters advising you of a loan you can receive from them but the APR is extremely high.
True but in the skittish world of amex carrying 85 percent on any revolving acct. is alone grounds for CLD. they don't know or care that you are smart enough to grab a zero percent deal. they eventually spaz out if they see high balances on an account for longer than they like (used to be circa 3-4 months but most say PIF each month to be safer nowadays).
@oracles wrote:
I agree wmarat, this a situation where i have done everything correct, and they still CLD. I really would like to know however, what is consumer finance companies? All my accounts are either CC's are a mortgage.
One should never max an account with a BT. That will get anybody's attention. Also , if all you charge is coffee and gasoline, your limit was somewhat high. They may have matched your limit to your spending. Happens a lot.
NMN
How about any old, paid-off loans still displaying?
oracles wrote:
Thanks purplehaze, however i do not have any of this. I only have one loan and that is my mortgage from citibank. i have never been late on my mortgage and its going on 10 years now.