11-06-2008 06:41 AM
11-06-2008 07:12 AM
Have you used your card
1. Liquor store
3. For adult entertaiment
4. Cash advance
6. Medical bills
7. Shrink bills
8. Marriage consult
10 Gambling etc,. etc.
11-06-2008 07:27 AM
11-06-2008 07:29 AM
Just to let you know, I only use my AE credit card for small things like coffee and gas and I never carry a balance.
Here is what they told me:
1- balance to credit limit- i have a 19% util
2- High balance on revolving - this is true on one card which i have a 0% balance transfer and it stands at 85% util
3- Too many accts with balances- i have 12 credit cards and i only have balances on 3
4- Too many consumer finance company accts- i have no idea what this is and she could not explain what it is. i only have one loan and that is my mortgage which i am never late and have a 55% util on it.
oh well, why put energy to something you cant control.
11-06-2008 07:40 AM
11-06-2008 07:42 AM
I really would like to know however, what is consumer finance companies? All my accounts are either CC's are a mortgage.
If you do a search for "consumer finance" you should find a lot of info on this