cancel
Showing results for 
Search instead for 
Did you mean: 

Just looking at my current cards, would I be approved for any travel reward cards?

tag
Henchman21
Frequent Contributor

Just looking at my current cards, would I be approved for any travel reward cards?

I still have some old negs, but otherwise I'm doing "okay." I did the Cap One see if you're prequalified thing a few minutes, and it didn't couldn't find any cards for me apparently, so I think I'm not yet there. Also, technically I have 2 cards with them, and it seems like I remember hearing they don't approve you for more than 2. Is this correct?

2/16/13 Scores EX: 594, TU:513, EQ:563 -- Cap One Secured: $200, Kay's: $400

GOAL #1: 625 -- CHECK!

3/31/15 Scores TU: 621 -- Cap One Secured: $750, Kay's: $900, CareCredit: $1000, Aerie $350, Fingerhut $1350

Goal #2: A travel card. REC ME!
Message 1 of 10
9 REPLIES 9
Imperfectfuture
Super Contributor

Re: Just looking at my current cards, would I be approved for any travel reward cards?

Probably not. I'd wait for 600+, get another unsecured cap one! keep working on removing baddies. And I only see one cap one card in sig?

Just gotta wait. Methinks a clean report, and over a year of CC payment history, and you will be fine.
Signature needs updating
Message 2 of 10
Anonymous
Not applicable

Re: Just looking at my current cards, would I be approved for any travel reward cards?


@Henchman21 wrote:

I still have some old negs, but otherwise I'm doing "okay." I did the Cap One see if you're prequalified thing a few minutes, and it didn't couldn't find any cards for me apparently, so I think I'm not yet there. Also, technically I have 2 cards with them, and it seems like I remember hearing they don't approve you for more than 2. Is this correct?


Only two subprime products.

Message 3 of 10
Henchman21
Frequent Contributor

Re: Just looking at my current cards, would I be approved for any travel reward cards?

The second Cap One card I'm on as an authorized user, $1000 limit. My TU score is 621, haven't checked the others in a while, but it is usually my lowest. So I could even be around 650. My average account is 6 years.

2/16/13 Scores EX: 594, TU:513, EQ:563 -- Cap One Secured: $200, Kay's: $400

GOAL #1: 625 -- CHECK!

3/31/15 Scores TU: 621 -- Cap One Secured: $750, Kay's: $900, CareCredit: $1000, Aerie $350, Fingerhut $1350

Goal #2: A travel card. REC ME!
Message 4 of 10
Imperfectfuture
Super Contributor

Re: Just looking at my current cards, would I be approved for any travel reward cards?

Then get another cap one, because AU cards don't count.  Also, buy your scores.  We can't predict without accurate info.

Signature needs updating
Message 5 of 10
Anonymous
Not applicable

Re: Just looking at my current cards, would I be approved for any travel reward cards?


@Anonymous wrote:

@Henchman21 wrote:

I still have some old negs, but otherwise I'm doing "okay." I did the Cap One see if you're prequalified thing a few minutes, and it didn't couldn't find any cards for me apparently, so I think I'm not yet there. Also, technically I have 2 cards with them, and it seems like I remember hearing they don't approve you for more than 2. Is this correct?


Only two subprime products.


is the QS MC (not QS1) considered subprime?

Message 6 of 10
Anonymous
Not applicable

Re: Just looking at my current cards, would I be approved for any travel reward cards?


@Anonymous wrote:

@Anonymous wrote:

@Henchman21 wrote:

I still have some old negs, but otherwise I'm doing "okay." I did the Cap One see if you're prequalified thing a few minutes, and it didn't couldn't find any cards for me apparently, so I think I'm not yet there. Also, technically I have 2 cards with them, and it seems like I remember hearing they don't approve you for more than 2. Is this correct?


Only two subprime products.


is the QS MC (not QS1) considered subprime?


Depends what it was originally.

Message 7 of 10
Henchman21
Frequent Contributor

Re: Just looking at my current cards, would I be approved for any travel reward cards?

I think I'd rather wait about a year, when my scores should go up quite a bit, if there's not a decent chance of being approved for QS. I don't really care if it's subprime since I don't hold a balance, but I do make a lot of charges and would love to get rewards(however minimal).

2/16/13 Scores EX: 594, TU:513, EQ:563 -- Cap One Secured: $200, Kay's: $400

GOAL #1: 625 -- CHECK!

3/31/15 Scores TU: 621 -- Cap One Secured: $750, Kay's: $900, CareCredit: $1000, Aerie $350, Fingerhut $1350

Goal #2: A travel card. REC ME!
Message 8 of 10
Anonymous
Not applicable

Re: Just looking at my current cards, would I be approved for any travel reward cards?


@Henchman21 wrote:

I think I'd rather wait about a year, when my scores should go up quite a bit, if there's not a decent chance of being approved for QS. I don't really care if it's subprime since I don't hold a balance, but I do make a lot of charges and would love to get rewards(however minimal).


How do you feel about Barclay's?

Message 9 of 10
Henchman21
Frequent Contributor

Re: Just looking at my current cards, would I be approved for any travel reward cards?

Doesn't look too bad, the free FICO score would be nice.

2/16/13 Scores EX: 594, TU:513, EQ:563 -- Cap One Secured: $200, Kay's: $400

GOAL #1: 625 -- CHECK!

3/31/15 Scores TU: 621 -- Cap One Secured: $750, Kay's: $900, CareCredit: $1000, Aerie $350, Fingerhut $1350

Goal #2: A travel card. REC ME!
Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.