Regular Contributor
Posts: 142
Registered: ‎05-16-2013

Re: Just my luck with 3x61 cli

napplegate wrote:

As with everything YMMV but when I applied for my second 3x CLI I had optimimised my card reporting and overall utilization (I always PIF but I let my balances report every month).  When I checked Experian AMEX hadn't sp'd me since July when for their purposes I had roughly $10k reporting.  I applied anyways and was approved for an increase to $18k.  I feel many people on this board put a bit too much emphasis on SP's and optimising your score to appease the credit card gods at AMEX.  



Amex BCE 24.5K | BofA Cash Rewards 15K | CSP MC 13.5K| Chase Freedom 7.5K | Discover IT 3K

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+