10-07-2013 01:31 PM
As with everything YMMV but when I applied for my second 3x CLI I had optimimised my card reporting and overall utilization (I always PIF but I let my balances report every month). When I checked Experian AMEX hadn't sp'd me since July when for their purposes I had roughly $10k reporting. I applied anyways and was approved for an increase to $18k. I feel many people on this board put a bit too much emphasis on SP's and optimising your score to appease the credit card gods at AMEX.
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