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Just one more...

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koalablue
Frequent Contributor
‎08-19-2013 12:07 PM
‎08-19-2013 12:07 PM

Just one more...

I swore I was done after my Penfed and local credit union low interest visas, but decided I needed a card with a 0% intro interest rate - my Discover 0% runs out in March.  My job situation is a bit precarious so I thought it better to apply while I could.  At any rate, applied for Citi Simplicity and got denied.  Then got a mailer from BofA (I've gotten a bunch of these) saying I was preselected for their Cash Rewards card, so I took a chance and applied.  Its no interest for the first 15 statement periods.  Approved with 10,000 limit.  Now I'm really done.

Message 1 of 17
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16 REPLIES 16
teddybearkelli1
Contributor
‎08-19-2013 12:12 PM
‎08-19-2013 12:12 PM

Re: Just one more...

Nice limit! Congrats Smiley Happy

FICO scores: 790 (EQ) 786 (EX) 796 (TU) |
My Wallet:NFCU CR Visa 24k, AMEX Delta Gd 18k, Walmart Discvr 12k, USAA Plat RA MC 13k, BECU Visa 13k, NFCU NR MC 10k, Sams Discvr 10k, Sportsmans Visa 11.5k, WF Plat Visa 10k, Paypal Extra MC 10k, BofA Fraternity MC 14k, Sams Credit 10k, USAA World MC 9k, Military Star 8.2k |BOA CR 8k |AMEX Evrdy 8k |Lowes 7.3k | Chase Military Star MC 16k, JCPenneys MC 7k, Discover IT 5k , Gymboree Visa 4.5k, Sears MC 4k, TJX MC 3.5k, ToysRUS MC 5k, Chase Amazon Visa 3k, Home Depot 3k, Citibank Simplicity 6.5k, Fred Meyers Visa 2.5k, Target 2k, Kohls 2k, ITunes Visa 5k, Macys 2k, Vystar CU Visa 5k
Message 2 of 17
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shorrttyycm1
Frequent Contributor
‎08-19-2013 12:12 PM
‎08-19-2013 12:12 PM

Re: Just one more...

Congrats...and nice limit!
Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700

Take the FICO Fitness Challenge
Message 3 of 17
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09Lexie
Moderator Emerita
‎08-19-2013 12:15 PM
‎08-19-2013 12:15 PM

Re: Just one more...

Nice limit.

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads
Message 4 of 17
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Luscher
Valued Contributor
‎08-19-2013 12:20 PM
‎08-19-2013 12:20 PM

Re: Just one more...

congrats
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 5 of 17
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MsLadyRover
Valued Contributor
‎08-19-2013 12:23 PM
‎08-19-2013 12:23 PM

Re: Just one more...

Congratulations!


Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge
Message 6 of 17
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2011beginnings
Frequent Contributor
‎08-19-2013 12:45 PM
‎08-19-2013 12:45 PM

Re: Just one more...

Wow. Congrats!

What's your credit profile if you don't mind me asking?
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Message 7 of 17
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chrisw1968uk
Frequent Contributor
‎08-19-2013 12:48 PM
‎08-19-2013 12:48 PM

Re: Just one more...

It just amazes me how one can deny you - and another gives 10 grand! lol - congrats on a great result Smiley Wink

Message 8 of 17
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KIPPIE12
Established Contributor
‎08-19-2013 02:22 PM
‎08-19-2013 02:22 PM

Re: Just one more...

Congrats!

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 9 of 17
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missjae
Established Contributor
‎08-19-2013 02:27 PM
‎08-19-2013 02:27 PM

Re: Just one more...

Congrats! That is a lovely starting limit. Guess Citi loses.
Message 10 of 17
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