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I think citi all of there cards are chip/pin all you need to do is go under your account info and request new card with chip enabled and i also ordered a new boa visa sig card with a chip in it just in case i have the urge to go on vacation some place far far away!
yea they are hopefully they will come up off the dollar and get readers here in the us of a to read them but they are good to have just in case of that tempting vacation nice to know if i go to some other country i will have some plastic to use if needed i hate carryin cash it is still needed but in small amounts!
Nice, I didn't know citi did it with all cards. Just ordered a new forward card.
Is it Chip and PIN, or Chip and Sign? I thought Chip and PIN was available only in Europe and other areas outside the USA and that the cards we were issued stateside were Chip and Sign? Has something changed recently? If so, that's wonderful news! Chip and PIN can be used at automated kiosks, presumably?
@thom02099 wrote:Is it Chip and PIN, or Chip and Sign? I thought Chip and PIN was available only in Europe and other areas outside the USA and that the cards we were issued stateside were Chip and Sign? Has something changed recently? If so, that's wonderful news! Chip and PIN can be used at automated kiosks, presumably?
I am not really sure but i will see in the next week when i get these new cards and report back!
Pretty sure Citi's "Global Chip" cards are Chip and Signature, not Chip and PIN.
@Walt_K wrote:Pretty sure Citi's "Global Chip" cards are Chip and Signature, not Chip and PIN.
Yup, looks that way. Went on line and ordered a replacement DP card.
From what I've read, how EMV is set up depends on the credit card issuer in question and the prevailing standards of the country involved. Most of the card companies in the US are doing "chip and signature". From a user standpoint, this isn't any different than doing a "swipe and signature" with current magnetic stripe technology, and probably the main reason why companies adopted it in the US. In other parts of the world, "chip and pin" seems to be the standard of choice. In this case the credit card authenticates much like an ATM card
It's also possible for a card to do both standards. For example, a card could be configured to do chip and signature as the default, offering chip and pin only in places where a signature authentication is not possible (like an automated kiosk).