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Just paid off all my cc :)

Established Contributor

Just paid off all my cc :)

Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards Smiley Tongue
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 1 of 17
16 REPLIES
Established Contributor

Re: Just paid off all my cc :)


colindidit wrote:
Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards Smiley Tongue

That is a GREAT feeling!!  Congratulations to you!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 2 of 17
Established Contributor

Re: Just paid off all my cc :)

Thank you! Smiley Happy Also got two more credit increases so around 30k in credit and 100 balance !
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 3 of 17
Established Contributor

Re: Just paid off all my cc :)

Nice Congrats on both, the CLI and the pay off

Amex Platinum | Discover IT | Amex BCE | Citi DCB | Chase Sapphire Reserve | Chase Sapphire Preferred | CapOne | NFCU goRewards and CLOC | Chase Freedom | Walmart | Alliant CU Visa | Couple of Biz Cards | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO (TU/EX/EQ): 737/772/752 - Total CL 215+K

Message 4 of 17
Frequent Contributor

Re: Just paid off all my cc :)


colindidit wrote:
Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards Smiley Tongue

BIG Congrats! Now you can start paying off mine with all the freed-up cash!Smiley LOL

Meg.

FICO: 4/2016 - TU 841 | EQ 840 | EX 837

FNBO 23,600 | Amex SPG 13,900 | Amex BCP 13,400 | Barclays/Sallie Mae13,000 | Discover IT 12,500 | Lowes 10,000 | PLOC 9,300 | NASA FCU 8,700 | Citi Simplicity 6,200 | BOA Platinum+ 6,000 | Achieva CU 5,500 | Chase CSP 5,000 | Sam's Club 3,000 | Sears 900
Message 5 of 17
Established Contributor

Re: Just paid off all my cc :)

Congrats! That has to be a great feeling.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 6 of 17
Frequent Contributor

Re: Just paid off all my cc :)


colindidit wrote:
Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards Smiley Tongue

Great job.I always dont cary any balances more then 1-7% on my accounts
It gives your score a great boost


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Message 7 of 17
Highlighted
Valued Contributor

Re: Just paid off all my cc :)

That is wonderful! Huge CONGRATS to you!!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 8 of 17
Established Contributor

Re: Just paid off all my cc :)


astritaho1979 wrote:

colindidit wrote:
Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards Smiley Tongue

Great job.I always dont cary any balances more then 1-7% on my accounts
It gives your score a great boost


Yeah thats what im trying to attempt right now...i set a little money aside to keep to pay off my balances every month i use for essential expenses...i just dont buy myself anything anymore haha.

Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 9 of 17
Frequent Contributor

Re: Just paid off all my cc :)

Woo hoo! Party time!

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
Message 10 of 17