Credit Cards

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Established Contributor
colindidit
Posts: 640
Registered: ‎11-13-2012

Just paid off all my cc :)

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‎01-25-2013 07:54 AM

Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards :smileytongue:
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LesWH
Posts: 601
Registered: ‎10-11-2012

Re: Just paid off all my cc :)

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‎01-25-2013 08:01 AM

colindidit wrote:
Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards :smileytongue:

That is a GREAT feeling!!  Congratulations to you!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






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colindidit
Posts: 640
Registered: ‎11-13-2012

Re: Just paid off all my cc :)

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‎01-25-2013 08:04 AM

Thank you! :smileyhappy: Also got two more credit increases so around 30k in credit and 100 balance !
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shakalaka
Posts: 439
Registered: ‎09-10-2012

Re: Just paid off all my cc :)

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‎01-25-2013 08:24 AM

Nice Congrats on both, the CLI and the pay off


Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,000) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 726 (5/13) EQ 694 (5/18) EX 714 (1/26)
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SpiceIslander
Posts: 254
Registered: ‎02-01-2010

Re: Just paid off all my cc :)

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‎01-25-2013 09:28 AM

colindidit wrote:
Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards :smileytongue:

BIG Congrats! Now you can start paying off mine with all the freed-up cash!:smileylol:

Meg.


FICO: EQ 756 / TU 721 - 04/01/13 / EX 744 - 08/24/12 (AmEx)
FAKO: CK 731 - 04/01/13 / Quizzle 744 - 04/01/13
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rtw
Posts: 748
Registered: ‎05-01-2012

Re: Just paid off all my cc :)

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‎01-25-2013 09:31 AM

Congrats! That has to be a great feeling.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 711 (5/15/13) EQ: 688 (5/15/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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astritaho1979
Posts: 451
Registered: ‎10-02-2011

Re: Just paid off all my cc :)

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‎01-25-2013 09:37 AM

colindidit wrote:
Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards :smileytongue:

Great job.I always dont cary any balances more then 1-7% on my accounts
It gives your score a great boost


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
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MsLadyRover
Posts: 727
Registered: ‎03-14-2012

Re: Just paid off all my cc :)

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‎01-25-2013 09:46 AM

That is wonderful! Huge CONGRATS to you!!


Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge
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colindidit
Posts: 640
Registered: ‎11-13-2012

Re: Just paid off all my cc :)

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‎01-25-2013 11:40 AM

astritaho1979 wrote:
colindidit wrote:
Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards :smileytongue:

Great job.I always dont cary any balances more then 1-7% on my accounts
It gives your score a great boost

Yeah thats what im trying to attempt right now...i set a little money aside to keep to pay off my balances every month i use for essential expenses...i just dont buy myself anything anymore haha.

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NewbieReed
Posts: 416
Registered: ‎12-05-2012

Re: Just paid off all my cc :)

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‎01-25-2013 11:59 AM

Woo hoo! Party time!

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
Take the FICO Fitness Challenge
App Free since 2.8.13
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