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Established Contributor
Posts: 665
Registered: ‎11-13-2012
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Just paid off all my cc :)

Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards :smileytongue:
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Established Contributor
Posts: 608
Registered: ‎10-11-2012
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Re: Just paid off all my cc :)


colindidit wrote:
Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards :smileytongue:

That is a GREAT feeling!!  Congratulations to you!!


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Established Contributor
Posts: 665
Registered: ‎11-13-2012
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Re: Just paid off all my cc :)

Thank you! :smileyhappy: Also got two more credit increases so around 30k in credit and 100 balance !
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Established Contributor
Posts: 567
Registered: ‎09-10-2012
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Re: Just paid off all my cc :)

Nice Congrats on both, the CLI and the pay off


Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (24,800) | Discover IT (12,700) | Chase Freedom (6,300) | Walmart (4,500) | CapOne (4.000) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 758 (10/12) EQ 724 (10/22) EX 748 (12/5)

Regular Contributor
Posts: 351
Registered: ‎02-01-2010
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Re: Just paid off all my cc :)


colindidit wrote:
Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards :smileytongue:

BIG Congrats! Now you can start paying off mine with all the freed-up cash!:smileylol:

Meg.

FICO: 04/2014 - TU 765 | EQ ??? | EX 768

Barclays / Sallie Mae World MC 13,000 | FNBO 11,600 | Lowes 10,000 | LOC 9,300 | Amex BCP 7,200 | BOA Platinum+ 6,000 | Amex SPG 5,700 | Achieva CU 5,500 | Citi Simplicity 5,200 | Chase CSP 5,000 | Discover 4,000 | Sam's Club 3,000 | Sears 900
Established Contributor
Posts: 797
Registered: ‎05-01-2012
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Re: Just paid off all my cc :)

Congrats! That has to be a great feeling.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Frequent Contributor
Posts: 451
Registered: ‎10-02-2011
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Re: Just paid off all my cc :)


colindidit wrote:
Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards :smileytongue:

Great job.I always dont cary any balances more then 1-7% on my accounts
It gives your score a great boost


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
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Re: Just paid off all my cc :)

That is wonderful! Huge CONGRATS to you!!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Established Contributor
Posts: 665
Registered: ‎11-13-2012
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Re: Just paid off all my cc :)


astritaho1979 wrote:

colindidit wrote:
Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards :smileytongue:

Great job.I always dont cary any balances more then 1-7% on my accounts
It gives your score a great boost


Yeah thats what im trying to attempt right now...i set a little money aside to keep to pay off my balances every month i use for essential expenses...i just dont buy myself anything anymore haha.

Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Frequent Contributor
Posts: 443
Registered: ‎12-05-2012
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Re: Just paid off all my cc :)

Woo hoo! Party time!

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge

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