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Established Contributor
colindidit
Posts: 665
Registered: ‎11-13-2012
0

Just paid off all my cc :)

Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards :smileytongue:
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Established Contributor
LesWH
Posts: 608
Registered: ‎10-11-2012
0

Re: Just paid off all my cc :)


colindidit wrote:
Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards :smileytongue:

That is a GREAT feeling!!  Congratulations to you!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Established Contributor
colindidit
Posts: 665
Registered: ‎11-13-2012
0

Re: Just paid off all my cc :)

Thank you! :smileyhappy: Also got two more credit increases so around 30k in credit and 100 balance !
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Established Contributor
shakalaka
Posts: 567
Registered: ‎09-10-2012
0

Re: Just paid off all my cc :)

Nice Congrats on both, the CLI and the pay off


Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (24,800) | Discover IT (12,700) | Chase Freedom (6,300) | Walmart (4,500) | CapOne (4.000) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 758 (10/12) EQ 724 (10/22) EX 748 (12/5)

Regular Contributor
SpiceIslander
Posts: 348
Registered: ‎02-01-2010
0

Re: Just paid off all my cc :)


colindidit wrote:
Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards :smileytongue:

BIG Congrats! Now you can start paying off mine with all the freed-up cash!:smileylol:

Meg.

FICO: 04/2014 - TU 765 | EQ ??? | EX 768

Barclays / Sallie Mae World MC 13000 | Lowes 10,000 | LOC 9300 | FNBO 8900 | Amex BCP 7200 | BOA Platinum+ 6000 | Amex SPG 5700 | Citi Simplicity 5200 | Chase CSP 5000 | Achieva CU 4000 | Discover 4000 | Sam's Club 3000 | Sears 900
Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012
0

Re: Just paid off all my cc :)

Congrats! That has to be a great feeling.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011
0

Re: Just paid off all my cc :)


colindidit wrote:
Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards :smileytongue:

Great job.I always dont cary any balances more then 1-7% on my accounts
It gives your score a great boost


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Valued Contributor
MsLadyRover
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Just paid off all my cc :)

That is wonderful! Huge CONGRATS to you!!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Established Contributor
colindidit
Posts: 665
Registered: ‎11-13-2012
0

Re: Just paid off all my cc :)


astritaho1979 wrote:

colindidit wrote:
Very happy just paid off all my cards except for 100 dollars on one to show utilization. I'm very proud of myself.. Now to hide my credit cards :smileytongue:

Great job.I always dont cary any balances more then 1-7% on my accounts
It gives your score a great boost


Yeah thats what im trying to attempt right now...i set a little money aside to keep to pay off my balances every month i use for essential expenses...i just dont buy myself anything anymore haha.

Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Frequent Contributor
NewbieReed
Posts: 443
Registered: ‎12-05-2012
0

Re: Just paid off all my cc :)

Woo hoo! Party time!

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge

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