Established Member
Posts: 10
Registered: ‎04-21-2007

Just received a $4000 CL

Short story:


Divorced in 2008, filed ch 7 in Nov 2008,


Got capital 1 CC in may in order to rebuild credit. With responsibility saw the CL go from 500 to 1500 currently. Also have a 500 CL Orchard card.


just applied for a Union Plus CC which came pre-approved in the mail, and was accepted for a $4000 CL.


And as of now my credit debt-to-limit percentage (prior to the Union Plus acceptance) was approx 10%.

Valued Contributor
Posts: 2,708
Registered: ‎10-16-2008

Re: Just received a $4000 CL

Major congrats, cin2024!  Absolutely outstanding!!


That higher limit will mean even better offers/limits in the future, and you are the one who made that happen (by keeping your accounts in good order).


Good job.   :smileyhappy:

Posts: 77
Registered: ‎07-30-2007

Re: Just received a $4000 CL

excellent  work  cin2024! and congrat!

Starting Score: 07/30/2007--EQ 575/ TU 560
Current Score: 01/18/2011--EQ 777/TU 765/EXP 763-(pull by CU)
Goal Score for 06/31/2011--EQ 800/TU 800/EXP 800

Senior Contributor
Posts: 3,613
Registered: ‎01-10-2008

Re: Just received a $4000 CL


06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Frequent Contributor
Posts: 278
Registered: ‎10-17-2009

Re: Just received a $4000 CL

Congrats!!!!!! hopefully i will get a higher  CL soon and out of these $300 starting CL....

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.