08-29-2012 06:33 AM - edited 08-29-2012 06:40 AM
Cap One will be put to pasture in a couple of weeks. I've had the card since 1998 and it's my second longest history on my credit profile. When I close the account, does the 10 years start from the month I close it, or from when the account was first opened? I just want to be sure that when the 10 years is up and it falls off my profile, my new cards also have a 10 year history to pick up the slack, keeping my AAoA relatively lengthly (currently a few months over 6 years).
08-29-2012 06:38 AM
08-29-2012 06:42 AM
For the love of god take the Capital1 card out back and put it out its misery.
|Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO|
Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO
Goal Score: EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
|In my wallet: $5,000 $2,400 |
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO