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Frequent Contributor
Posts: 413
Registered: ‎04-02-2012

Just so I undersrtand AAoA before I close out....

[ Edited ]

Cap One will be put to pasture in a couple of weeks.  I've had the card since 1998 and it's my second longest history on my credit profile.  When I close the account, does the 10 years start from the month I close it, or from when the account was first opened?  I just want to be sure that when the 10 years is up and it falls off my profile, my new cards also have a 10 year history to pick up the slack, keeping my AAoA relatively lengthly (currently a few months over 6 years).

My Wallet:
Discover It $20.3k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX BCEP $8.2k | Citi Costco Anywhere Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Wells Fargo $5k | Citi Best Buy $4.2k | Citi Visa Signature $3k | AMEX Schwab $3k | Care Credit $3k
Regular Contributor
Posts: 186
Registered: ‎08-09-2012

Re: Just so I undersrtand AAoA before I close out....

From when you close it. Smiley Happy
Amex BCP $20k | PenFed Platinum Rewards VS $16.5k | Amex HHonors $10k
Regular Contributor
Posts: 144
Registered: ‎07-21-2012

Re: Just so I undersrtand AAoA before I close out....

For the love of god take the Capital1 card out back and put it out its misery.

Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO
Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO
Goal Score:     EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
In my wallet:  $16,000  $8,000

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