Frequent Contributor
Posts: 395
Registered: ‎04-02-2012

Just so I undersrtand AAoA before I close out....

[ Edited ]

Cap One will be put to pasture in a couple of weeks.  I've had the card since 1998 and it's my second longest history on my credit profile.  When I close the account, does the 10 years start from the month I close it, or from when the account was first opened?  I just want to be sure that when the 10 years is up and it falls off my profile, my new cards also have a 10 year history to pick up the slack, keeping my AAoA relatively lengthly (currently a few months over 6 years).

My Wallet:
Discover It $14,300 | Chase Sapphire Preferred $7,500 | Chase Freedom $5,000 | Citi Simplicity $5,000 | AMEX BCE $3,000 | Paypal Extras Platinum $5,000 | Wells Fargo $1,000 | AMEX Zync NPSL
Regular Contributor
Posts: 181
Registered: ‎08-09-2012

Re: Just so I undersrtand AAoA before I close out....

From when you close it. :smileyhappy:

What's in my wallet:

Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$7k (Visa Sig + EMV)
$7.5k (WEMC)

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Credit Karma: 772 (11/24/13)
Credit Sesame: 755 (11/5/13)
Regular Contributor
Posts: 143
Registered: ‎07-21-2012

Re: Just so I undersrtand AAoA before I close out....

For the love of god take the Capital1 card out back and put it out its misery.

Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO
Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO
Goal Score:     EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
In my wallet:  $16,000  $8,000

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