Just so we're all on the same page

[GreatCreditFor2012]

A denial letter always says Inqs within a 12 month window... Never seen it say 24 months.

[Rhaeny]

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@GreatCreditFor2012 wrote:
A denial letter always says Inqs within a 12 month window... Never seen it say 24 months.

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Yea I didn't pay any attention to the number stated, just the "too many inquiries" part....LOL!

But I put in for a CLI for one of my GECRB cards and the denial definitely says "Too many inquiries last 12 months", so yep you are correct.

[Epcot]

I always state the INQ within the last 2 years.

[GreatCreditFor2012]

Yup! That's why I always just state my Inqs within the last 12 months, cause that's really what counts the most.

[jake619]

Glad I asked.  Unlike most of you I was only posting the last 12 months, thinking those were the relevant ones.  Maybe for clarity we should post like 13/4 or 13~4... something like that.  The difference for me between 12 and 24 months is huge.

[Wolf3]

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@webhopper wrote:
I always say 1 million

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Inquiries or Months??

Another example of why  "Just so we're all on the same page" may be an impossible goal.

[Repo-ed]

i lost count

[Anonymous]

Good reply!  The number of inquiries may contain five to ten inquiries from the same location, such as Cap One, HSBC, ect., all looking for perspective applicants (victims)

[tennisfan78]

so how many inquiries in a 12 month period are too many inquiries and start affecting new app or CLI approvals in a negative way?

[creditnocash]

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@tennisfan78 wrote:

so how many inquiries in a 12 month period are too many inquiries and start affecting new app or CLI approvals in a negative way?

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for me it was 7! 

but it was amex so yeah

i always clarify. 

like right now i know i have  tu6ex7Eq8(2 years)

tu5ex6eq8(1 year)

After feb 8th. Ill have tu5ex5eq6 but really for fico purposes its tu4eq4ex6(car shopping) so 16 inqs for me from june 15th until aug30th! But some of those were car shopping and 2 triple pulls.